Nevin Adams

Nevin Adams

By Nevin Adams 7/21/2017 • 0 Comments

Automatic enrollment has long been touted — and proven — to be effective in overcoming retirement savings inertia. But automatic enrollment plan design seems to be suffering from its own inertia. READ MORE

By Nevin Adams 7/21/2017 • 0 Comments

The surging stock market may have muted participants' suits regarding employer stock holdings — but a new one claims to be “about the defendants’ abject failure, as plan fiduciaries, to protect the interests of the participants.” READ MORE

By Nevin Adams 7/18/2017 • 0 Comments

In a July 18 letter responding to the DOL's request for information on its fiduciary rule, the American Retirement Association has requested an extension of the applicability date — and a streamlined levelized fee exemption. READ MORE

By Nevin Adams 7/6/2017 • 0 Comments

The Department of Labor may be reviewing the impact of the fiduciary rule, but they’d still like the court to dismiss challenges to it. READ MORE

By Nevin Adams 7/5/2017 • 0 Comments

The comment period on the fiduciary rule request for information (RFI) is short — and it started July 6. READ MORE

By Nevin Adams 7/3/2017 • 0 Comments

A participant in a plan with 27 participants is seeking the return of the “excessive and unreasonable asset-based fees charged by Nationwide for recordkeeping and administrative services, and to prevent Nationwide from charging those excessive fees in the future.” READ MORE

By Nevin Adams 7/3/2017 • 0 Comments

Anyone who has ever found their grand idea shackled to the deliberations of a committee, or who has had to kowtow to the sensibilities of a recalcitrant compliance department, can empathize with the process that produced the Declaration of Independence. READ MORE

By Nevin Adams 6/30/2017 • 0 Comments

The DOL has issued its request for comments on a potential delay in the Jan. 1, 2018, applicability date of certain provisions of the fiduciary regulation — but it’s a short window. READ MORE

By Nevin Adams 6/30/2017 • 0 Comments

Just when you think all the 401(k) plans with proprietary funds have been sued — another lawsuit emerges. READ MORE

By Nevin Adams 6/23/2017 • 0 Comments

Inside the Beltway it seems that all anybody can talk about is “Rothification,” specifically the elimination of some — or in some cases, all — of the employee pre-tax savings advantages of the 401(k).
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By Nevin Adams 6/22/2017 • 0 Comments

There’s an old regulation that has new meaning under the new fiduciary regulation — and it could catch new fiduciaries, as well as broker-dealers by surprise. READ MORE

By Nevin Adams 5/23/2017 • 0 Comments

Secretary of Labor Alexander Acosta is now on record saying he won’t delay implementation of the fiduciary regulation. READ MORE

By Nevin Adams 5/19/2017 • 0 Comments

There are lots of reasons why people get behind in their retirement savings — and one very helpful way that older workers can make up for lost time and catch up. READ MORE

By Nevin Adams 5/18/2017 • 0 Comments

President Trump has signed legislation that overturns the Obama administration’s ERISA safe harbor rule for state-run auto-IRA programs for private sector workers. READ MORE

By Nevin Adams 5/18/2017 • 0 Comments

No sooner had the Senate voted to unwind the safe harbor exempting state-run auto-IRA programs from ERISA, than a pair of Senate Democrats introduced legislation to restore it. READ MORE

By Nevin Adams 5/15/2017 • 0 Comments

There’s been a lot of rumbling on and around Capitol Hill about a potential shift to Roth contributions for 401(k) plans as part of tax reform; how might that affect retirement savings? READ MORE

By Nevin Adams 5/5/2017 • 0 Comments

Here are five things you (or your client) may not know about ERISA fidelity bonding — and that, as a result, they may be getting wrong. READ MORE

By Nevin Adams 5/4/2017 • 0 Comments

Having moved to unwind the Obama administration’s safe harbor exempting municipalities’ auto-IRA programs from ERISA, it now looks as though the state-run program version will meet the same fate. READ MORE

By Nevin Adams 5/3/2017 • 0 Comments

The Senate votes May 3 on a measure that would undo the DOL's rules that crafted a safe harbor that exempted states’ auto-IRA programs from ERISA.

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By Nevin Adams 4/28/2017 • 0 Comments

I made the switch to Roth for my retirement savings years ago — and I have long counseled younger workers, who were likely paying the lowest tax rates of their working lives, to do so as well. READ MORE

By Nevin Adams 4/27/2017 • 0 Comments

This year’s Western Benefit Conference will be one of the few events in the nation to span issues relating to both retirement AND health care. READ MORE

By Nevin Adams 4/27/2017 • 0 Comments

Unveiling President Trump’s tax reform proposal on April 26, Gary Cohn, Trump’s chief economic advisor and director of the National Economic Council, said that “retirement savings will be protected.” READ MORE

By Nevin Adams 4/17/2017 • 0 Comments

Among other changes, the American Retirement Association has requested that the Labor Department change the Best Interest Contract (BIC) Exemption to eliminate reliance on the plaintiffs’ bar as an enforcement mechanism. READ MORE

By Nevin Adams 4/14/2017 • 0 Comments

Odds are that you’ve heard that HSAs offer individuals a “triple tax advantage” — but here are five things you may not know about HSAs, which could have an effect on retirement plans. READ MORE

By Nevin Adams 4/11/2017 • 0 Comments

Financial wellness proponents often tout the ROI of helping workers prepare and retire on time. A new analysis puts a price tag on the cost of deferring retirement. READ MORE

By Nevin Adams 4/10/2017 • 0 Comments

Plaintiffs seeking to obtain an emergency injunction blocking the Department of Labor’s fiduciary regulation were rebuffed again by the U.S. Court of Appeals for the Fifth Circuit. READ MORE

By Nevin Adams 4/7/2017 • 0 Comments

These days there’s little controversy about the wisdom of using behavioral finance to help workers start saving — but what about when they change jobs? READ MORE

By Nevin Adams 4/4/2017 • 0 Comments

Having received the final rule on its proposed extension of the applicability date from the Labor Department, the Office of Management and Budget (OMB) has scheduled a couple of meetings related to that review. READ MORE

By Nevin Adams 3/29/2017 • 0 Comments

Having put its proposed extension of the applicability date out for public comment, the DO has submitted its final rule to the Office of Management and Budget for review. READ MORE

By Nevin Adams 3/28/2017 • 0 Comments

Plan fiduciaries largely lost their attempt to dismiss charges filed by plan participants in an excessive fee suit brought by the St. Louis-based law firm of Schlichter, Bogard & Denton. READ MORE

By Nevin Adams 3/26/2017 • 0 Comments

Plaintiffs seeking an emergency injunction in federal court against the implementation of the fiduciary regulation got a quick answer. READ MORE

By Nevin Adams 3/13/2017 • 0 Comments

The Department of Labor has outlined its approach to enforcement of the fiduciary regulation if the April 10 applicability date for the fiduciary regulation isn’t delayed (before April 10). READ MORE

By Nevin Adams 3/10/2017 • 0 Comments

Plan fiduciaries — and those who advise them — would be well advised to make sure their fiduciary houses are in order before a potential “fender bender” becomes something much worse. READ MORE

By Nevin Adams 3/8/2017 • 0 Comments

With about another week to go, the DOL has gotten a number of comments on its proposal to delay the fiduciary regulation’s April 10 applicability date — but perhaps not the kinds of comments one might expect. READ MORE

By Nevin Adams 3/3/2017 • 0 Comments

Study after study shows that when given the opportunity to save in a workplace retirement plan, Americans do just that — but reports of a new study claim that only a third are saving money in an employer-sponsored or tax-deferred retirement account. READ MORE

By Nevin Adams 2/24/2017 • 0 Comments

It’s often said that ERISA’s prudent man rule is the highest duty known to law. But is that enough? READ MORE

By Nevin Adams 2/22/2017 • 0 Comments

The Office of Management and Budget has scheduled meetings with interested parties to discuss the DOL’s proposal to delay the implementation of the fiduciary regulation.
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By Nevin Adams 2/16/2017 • 0 Comments

Less than a week after asking for a stay in a federal court in a case involving the fiduciary regulation, the Department of Labor has asked for another. READ MORE

By Nevin Adams 2/14/2017 • 0 Comments

President Trump’s nominee for Secretary of Labor is slated for a Senate hearing Feb. 16 — and Sen. Elizabeth Warren's (D-Mass.) questions suggest it’s going to be contentious. READ MORE

By Nevin Adams 2/10/2017 • 0 Comments

It looks like that much-anticipated delay in the applicability date of the DOL's fiduciary regulation might be a reality, or at least on its way to becoming one. READ MORE

By Nevin Adams 2/8/2017 • 0 Comments

Two weeks ago, Sen. Elizabeth Warren (D-Mass.) wrote to a number of financial services firms asking where they stood on the fiduciary rule; she’s shared their responses with the Acting Secretary of Labor. READ MORE

By Nevin Adams 2/8/2017 • 0 Comments

Even the most proactive and engaged plan designs and designers can slide into a rut; here are three ways to keep that from happening and reinvigorate automatic plan designs. READ MORE

By Nevin Adams 2/6/2017 • 0 Comments

If it’s possible, the final version of President Trump’s Executive Memorandum may have left us with more uncertainty than we had before. READ MORE

By Nevin Adams 2/6/2017 • 0 Comments

When it comes to workplace retirement plans, there are three kinds of people: people who are ERISA fiduciaries and know it, people who aren’t ERISA fiduciaries and know it, and people who are ERISA fiduciaries and don’t know it. READ MORE

By Nevin Adams 2/3/2017 • 0 Comments

The final official White House release of the memorandum to the Secretary of Labor regarding the fiduciary rule omitted the specific directive to delay the applicability date by 180 days and directed that necessary actions be taken to review the rule and decide if it should be rescinded or revised.
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By Nevin Adams 1/27/2017 • 0 Comments

Every plan, and investment committee is unique — and yet, there are areas of commonality; here are some questions that could enhance your next investment committee meeting. READ MORE

By Nevin Adams 1/26/2017 • 0 Comments

A not-so-complex financial calculus underpins a delicate balance for small business owners considering offering a retirement plan — and Congress could be getting ready to screw that up. READ MORE

By Nevin Adams 1/23/2017 • 0 Comments

On Jan. 20, President Trump signed a regulatory freeze pending review — but did that affect the timing of the fiduciary rule? READ MORE

By Nevin Adams 1/20/2017 • 0 Comments

One of the fiduciary regulation’s strongest proponents has reached out to the financial services sector for some support. READ MORE

By Nevin Adams 1/17/2017 • 0 Comments

The Department of Labor (DOL) released a much-anticipated second set of fiduciary regulation FAQs on Friday the 13th. READ MORE

By Nevin Adams 1/10/2017 • 0 Comments

House Ways & Means Committee Republicans have broken into tax reform working groups — and retirement is on the “menu.” READ MORE

By Nevin Adams 1/4/2017 • 0 Comments

The defendants in Tibble v. Edison International did a lot of things right that many plans don’t; here are five. READ MORE

By Nevin Adams 1/4/2017 • 0 Comments

It was another year of double-digit gains for the average account balance of consistent 401(k) participants. READ MORE

By Nevin Adams 12/19/2016 • 0 Comments

The Department of Labor (DOL) has made some changes to the final regulations regarding state-run retirement programs for private sector workers — specifically regarding those established by “state political subdivisions.” READ MORE

By Nevin Adams 12/15/2016 • 0 Comments

A federal judge granted class action status in two very different lawsuits Dec. 14, though both involved challenges to actions regarding 401(k) plan investments. READ MORE

By Nevin Adams 12/15/2016 • 0 Comments

The National Association for Fixed Annuities (NAFA) has gotten a response to its request for an injunction pending appeal. READ MORE

By Nevin Adams 12/9/2016 • 0 Comments

To judge by the headlines, if there’s anybody in more trouble when it comes to retirement planning than Boomers, it’s Millennials. But are they really? READ MORE

By Nevin Adams 12/2/2016 • 0 Comments

Target-date funds (TDFs) continue to expand in usage and popularity — but there are some things the Department of Labor (DOL) wants you to know about TDFs that you may have overlooked. READ MORE

By Nevin Adams 12/2/2016 • 0 Comments

As expected, President-Elect Trump’s pick for Treasury Secretary has thrown down the gauntlet on tax reform — and that’s not likely to be good news for retirement plans. READ MORE

By Nevin Adams 11/21/2016 • 0 Comments

Anyone who tells you they know what will happen with the fiduciary rule is probably… well, let’s just say they probably don’t. Here’s our current assessment… READ MORE

By Nevin Adams 11/21/2016 • 0 Comments

The Department of Labor’s (DOL) Fiduciary Rule got another day in court — and with at least a sense that it might not fare as well this time around. READ MORE

By Nevin Adams 11/18/2016 • 0 Comments

So-called “sure” things sometimes turn out to be anything but that — and those that have relied on those assumptions, these “conventional wisdoms” as “givens” can wind up being disappointed — and ill-prepared for financing retirement. READ MORE

By Nevin Adams 11/10/2016 • 0 Comments

Less than 24 hours after Donald Trump’s stunning victory, the Chairman of the House Ways & Means Committee was talking tax reform — and that could be ominous for retirement savings. READ MORE

By Nevin Adams 11/7/2016 • 0 Comments

The first federal judge to rule on litigation regarding the Department of Labor’s (DOL) fiduciary regulation found just about everything plaintiffs raised to be “unpersuasive.” READ MORE

By Nevin Adams 11/4/2016 • 0 Comments

“You can lead a horse to water, but you can’t make him drink” is the lament of many a retirement plan professional who has tried unsuccessfully to persuade an employer to offer a workplace retirement savings plan. READ MORE

By Nevin Adams 10/28/2016 • 0 Comments

Halloween is the time of year when one’s thoughts turn to trick-or-treat, ghosts and goblins, and things that go bump in the night. But what are the things plan sponsors are scared about? READ MORE

By Nevin Adams 10/14/2016 • 0 Comments

Could better communications about retirement income boost retirement savings? A new study finds some intriguing results. READ MORE

By Nevin Adams 10/10/2016 • 0 Comments

Stock drop lawsuits are generally about employer stock that has suffered a precipitous drop in value, and in rare cases, where participants have been deprived from keeping that investment — and then there’s this one. READ MORE

By Nevin Adams 10/10/2016 • 0 Comments

New York City Comptroller Scott M. Stringer has unveiled a new city-run retirement plan for private-sector workers — including a city-sponsored multiple employer plan (MEP). READ MORE

By Nevin Adams 10/6/2016 • 0 Comments

While the industry has spent a lot of time, energy, effort and money getting ready for the Labor Department’s fiduciary regulation, four of the nation’s leading ERISA legal experts offer some final words of counsel — and caution. READ MORE

By Nevin Adams 10/3/2016 • 0 Comments

A new lawsuit has been filed challenging the Department of Labor’s (DOL) fiduciary regulation’s interference with existing arbitration structures. READ MORE

By Nevin Adams 9/30/2016 • 0 Comments

While the industry has spent a lot of time, energy, effort — and money — getting ready for the Labor Department’s fiduciary regulation, what will we make of it five years from now? Four of the nation’s leading ERISA legal experts weigh in. READ MORE

By Nevin Adams 9/30/2016 • 0 Comments

A "new" proposal that purports to "rescue" retirement does so at the expense of the 401(k) — and is based on faulty math, to boot. READ MORE

By Nevin Adams 9/26/2016 • 0 Comments

In class action suits, plaintiffs’ attorneys generally receive a fee whose amount is contingent on the amount of the verdict or settlement — frequently about a third. What about the excessive fee suits? READ MORE

By Nevin Adams 9/23/2016 • 0 Comments

In most professional sports, the clock — the time remaining in the contest — is a factor (baseball being a notable exception — those nine innings are going to be played, regardless of how long it takes). Retirement also has a clock. READ MORE

By Nevin Adams 9/16/2016 • 0 Comments

What are advisors not (yet) focusing on in the fiduciary regulation that they should be? Four of the nation’s leading ERISA legal experts weigh in. READ MORE

By Nevin Adams 9/13/2016 • 0 Comments

Another major employer has been charged in an excessive fee lawsuit that not only contests the fees paid by the plan, but administrative fees paid by the plan to the plan sponsor as well. READ MORE

By Nevin Adams 9/13/2016 • 0 Comments

A new plan sponsor survey offers insights into the issues regarding retirement income adoption by workplace retirement plans, which service providers may find instructive regarding plan needs. READ MORE

By Nevin Adams 9/9/2016 • 0 Comments

Four of the nation’s leading ERISA legal experts weigh in on the DOL’s fiduciary regulation and its impact(s). READ MORE

By Nevin Adams 9/9/2016 • 0 Comments

Preparing for retirement inevitably brings up questions of time: When will you retire? How long will your retirement last? How long do you have to prepare? Often we don’t take advantage of the time we have, and sometimes we don’t have the time we thought we would. READ MORE

By Nevin Adams 9/7/2016 • 0 Comments

A second, separate proprietary fund suit has been filed against a financial services firm — and a separate law firm is looking for plaintiffs to pursue litigation regarding Morgan Stanley’s 401(k). READ MORE

By Nevin Adams 9/7/2016 • 0 Comments

Chevron has won dismissal of an excessive fee class action in a decision that rebukes several of the claims that have surfaced in recent litigation by the law firm of Schlichter, Bogard & Denton. READ MORE

By Nevin Adams 8/30/2016 • 0 Comments

Millennials (born 1979 to 2000) are the youngest and largest generation in the workforce — and, according to a new survey, they are also a do-it-yourself generation of retirement savers. READ MORE

By Nevin Adams 8/30/2016 • 0 Comments

The first of the suits challenging the Labor Department’s fiduciary regulation got its day in court. READ MORE

By Nevin Adams 8/30/2016 • 0 Comments

A plan sponsor and its recordkeeper are facing a class action for its selection of what are alleged to be target-date funds that charged excessive fees. READ MORE

By Nevin Adams 8/26/2016 • 0 Comments

A new study looks at the benefits of both — and calls into question the conventional wisdom on who benefits most, and how participants should approach those options. READ MORE

By Nevin Adams 8/25/2016 • 0 Comments

The Department of Labor’s (DOL) final rule outlining the circumstances in which state retirement savings programs would not be treated as creating ERISA-covered pension plans is out. READ MORE

By Nevin Adams 8/23/2016 • 0 Comments

A plan trustee and recordkeeper — and a couple of large employers — have been sued for allegedly misusing the float income generated by their plans. READ MORE

By Nevin Adams 8/23/2016 • 0 Comments

Each year Beloit College looks at the cultural touchstones that shape the lives of students about to enter college; it touches on the ways their retirement plans differ from those of their parents. READ MORE

By Nevin Adams 8/22/2016 • 0 Comments

Another broker/dealer has been accused of larding its 401(k) plan menu with investment options from mutual fund families that paid hundreds of millions of dollars to the firm. READ MORE

By Nevin Adams 8/17/2016 • 0 Comments

Another lawsuit has been filed against a multibillion-dollar university retirement plan — but it’s not their 403(b) plan — and the law firm of Schlichter, Bogard & Denton isn’t involved. READ MORE

By Nevin Adams 8/12/2016 • 0 Comments

The nation’s retirement plan coverage gap is a large and growing concern, and — though some of the common wisdom about that gap is out of context — with reason. READ MORE

By Nevin Adams 8/11/2016 • 0 Comments

We’ve heard that financial wellness contributes to physical wellness — but could saving for retirement be an indicator as to who will take steps to improve their health? READ MORE

By Nevin Adams 8/11/2016 • 0 Comments

We’ve heard that financial wellness contributes to physical wellness — but could saving for retirement be an indicator as to who will take steps to improve their health? READ MORE

By Nevin Adams 7/29/2016 • 0 Comments

The retirement plan industry has paid a lot of time and attention to behavioral finance in motivating worker savings behaviors — but in doing so, we may be overlooking a significant factor that affects their adoption. READ MORE

By Nevin Adams 7/26/2016 • 0 Comments

Asserting its claim for summary judgement in the fiduciary rule litigation, one set of plaintiffs says that the Department of Labor (DOL) is counting on the sheer complexity of the issues to prevail in court. READ MORE

By Nevin Adams 7/26/2016 • 0 Comments

As the dates for oral arguments approach, another set of plaintiffs have made their case for a quick summary judgment decision in their favor. READ MORE

By Nevin Adams 7/26/2016 • 0 Comments

The plaintiffs in the first lawsuit filed challenging the Department of Labor (DOL’s) fiduciary regulation take an aggressive stance in their motion for summary judgment. READ MORE

By Nevin Adams 7/21/2016 • 0 Comments

It’s hard to believe, but the Pension Protection Act of 2006 will be a decade old next month. And it’s probably done more good for the nation’s retirement security than most realize. READ MORE

By Nevin Adams 7/8/2016 • 0 Comments

There are things that today’s investment/plan committee share with, and can learn from, the experience of our forefathers who crafted and signed the document declaring our nation’s independence. READ MORE

By Nevin Adams 6/24/2016 • 0 Comments

Last week another of the so-called excessive fee lawsuits was settled — not adjudicated, mind you. Here are some factors that the targets of these lawsuits seem to have in common. READ MORE

By Nevin Adams 6/24/2016 • 0 Comments

With the Labor Department’s fiduciary regulation now final, your clients may well be asking, “So, what does this mean for me?” READ MORE

By Nevin Adams 6/10/2016 • 0 Comments

Another group of litigants has weighed in on the fiduciary regulation, claiming that it will injure American workers, is “contrary to law, arbitrary and capricious, and violates the First Amendment.” READ MORE

By Nevin Adams 6/7/2016 • 0 Comments

Among the assorted “idiot lights” that adorn my current car dashboard is one that alerts me to low tire pressure. READ MORE

By Nevin Adams 6/3/2016 • 0 Comments

Many advisors — and advisory firms — have assumed that recommending a recordkeeper under the new fiduciary regulation wouldn’t constitute a fiduciary act. But that assumption may be wrong. READ MORE

By Nevin Adams 6/3/2016 • 0 Comments

Less than 24 hours after the filing of litigation challenging the Department of Labor’s (DOL) fiduciary regulation, a second lawsuit was filed June 2. READ MORE

By Nevin Adams 5/20/2016 • 0 Comments

Individuals who know enough to know they should know more than they do, but don’t always know where to go for help, are at a stage when helping them get it “right” could have a huge impact on their retirement readiness. READ MORE

By Nevin Adams 5/17/2016 • 0 Comments

That’s the claim of a blog post titled, “How a 1% Fee Could Cost Millennials $590,000 in Retirement Savings.” It notes that for Millennials, “time is on their side in almost every way related to building wealth.”

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By Nevin Adams 5/3/2016 • 0 Comments

While social media has been a part of our personal lives for some time now, the retirement industry, writ large, still seems to be a bit of a novice; here are four things to keep in mind. READ MORE

By Nevin Adams 4/22/2016 • 0 Comments

April is National Financial Literacy month, and those who work with retirement plan participants know it’s important to do the right thing(s) when it comes to retirement planning and savings; here are five reasons to plan and save for retirement now. READ MORE

By Nevin Adams 4/22/2016 • 0 Comments

I was recently asked by a reporter if the new fiduciary regulation was “needed.” The question caught me a bit off guard, because having been in “figure out how to deal with this” mode for most of the past year, I had long since moved past “why” and “if” to “when” and “how.” READ MORE

By Nevin Adams 4/21/2016 • 0 Comments

Sure you do — and we’ve developed a way for you to ask the Labor Department. READ MORE

By Nevin Adams 4/14/2016 • 0 Comments

A new report claims that while portability is frequently cited as an obstacle to offering a lifetime income product, portability solutions and options are available today but are not well recognized. READ MORE

By Nevin Adams 4/14/2016 • 0 Comments

In a major win for small business retirement plans and the efforts of ARA GAC, the Treasury Department and IRS have decided to withdraw certain provisions of proposed regulations relating to the nondiscrimination rules for cross-tested plans. READ MORE

By Nevin Adams 4/8/2016 • 0 Comments

A new study suggests that if we could overcome certain behavioral tendencies, we could increase retirement savings by at least 12% — and perhaps quite a bit more. READ MORE

By Nevin Adams 4/8/2016 • 0 Comments

We often couch savings decisions in simple terms: foregoing that trip to Starbucks or bringing your lunch to work rather than going out. The decision to save is just that — a decision, a choice. READ MORE

By Nevin Adams 4/6/2016 • 0 Comments

After a five-month comment period, public hearings, more than 3,000 comment letters, 300,000 petitions, and more than 100 meetings, nearly a year to the day that the Department of Labor unveiled its “Conflicts of Interest” proposal, we have a final fiduciary regulation. READ MORE

By Nevin Adams 4/6/2016 • 0 Comments

In a big win for the advocacy efforts of the American Retirement Association, the Department of Labor’s (DOL) final fiduciary regulation provides a streamlined exemption for “level-to-level” advisor compensation. READ MORE

By Nevin Adams 4/1/2016 • 0 Comments

A survey as sweeping and long-standing (26 years) as the Retirement Confidence Survey has plenty of insights to draw on — but, boiled down to its essence,here are the key points. READ MORE

By Nevin Adams 4/1/2016 • 0 Comments

Sen. Elizabeth Warren (D-Mass.) is turning up the heat on financial services firms that have opposed the Department of Labor’s (DOL) pending fiduciary regulation. READ MORE

By Nevin Adams 3/21/2016 • 0 Comments

A recent ruling reminds us of the importance of ensuring that plan beneficiary designations are up to date — and that plans should have a documented procedure for how such changes are to take place. READ MORE

By Nevin Adams 3/18/2016 • 0 Comments

With increasing regularity, the financial services industry pumps out surveys that purport to capture America’s sense of confidence regarding its readiness for retirement, at least on a financial footing. Following is a roadmap for boosting retirement confidence. READ MORE

By Nevin Adams 1/26/2016 • 0 Comments

Harkening back to a brief reference to benefit portability in the State of the Union address, the Obama Administration has announced its desire to extend Multiple Employer Plan (MEP) access to the private sector. READ MORE

By Nevin Adams 1/19/2016 • 0 Comments

This is the time of year when resolutions for the cessation of bad behaviors and the beginning of better ones are in vogue; Nevin Adams offers some for plans. READ MORE

By Nevin Adams 11/16/2015 • 0 Comments

Good news for those who work with cash balance plans: The IRS has released final regulations that provide guidance and, notably, another year to comply with, what are now final hybrid plan rules. READ MORE

By Nevin Adams 11/13/2015 • 0 Comments

The IRS has released final regulations that provide guidance and, notably, another year to comply with, what are now final hybrid plan rules. READ MORE

By Nevin Adams 11/11/2015 • 0 Comments

Despite a growing awareness of the importance of retirement income planning, a recent survey finds nearly half of plan sponsors offer no income-oriented products to their participants. READ MORE

By Nevin Adams 11/9/2015 • 0 Comments

People who don’t have access to a plan at work don’t save for retirement; here’s why small business owners should care. READ MORE