Nevin Adams

Nevin Adams

By Nevin Adams 3/21/2016 • 0 Comments

A recent ruling reminds us of the importance of ensuring that plan beneficiary designations are up to date — and that plans should have a documented procedure for how such changes are to take place. READ MORE

By Nevin Adams 3/18/2016 • 0 Comments

With increasing regularity, the financial services industry pumps out surveys that purport to capture America’s sense of confidence regarding its readiness for retirement, at least on a financial footing. Following is a roadmap for boosting retirement confidence. READ MORE

Nevin Adams

Nevin Adams

Nevin Adams

By Nevin Adams3/25/2016 • 0 Comments

I can pretty well assure you that the resilience in confidence won’t be the focus of most of the coverage of the Retirement Confidence Survey, even though the results show it. READ MORE

By Nevin Adams3/25/2016 • 0 Comments

A growing number of retirement plan participants — and retirement plan assets — are being invested in the default option selected for the plan. Whatever the origins of your plan’s default option, here are four things you should know: READ MORE

By Nevin Adams3/18/2016 • 0 Comments

For all the good press and positive results that automatic enrollment gets, one might well expect that every plan would embrace it. So, why don’t all plans use automatic enrollment — and what can you do about it? READ MORE

By Nevin Adams3/11/2016 • 0 Comments

Here are some considerations to keep in mind before you undertake a formal request for proposal (RFP). READ MORE

Shannon Edwards

Shannon Edwards

By Shannon Edwards3/28/2016 • 0 Comments

The ASPPA Women Business Leadership Forum (WBLF), which will be held in New Orleans June 6 through June 9, will bring together some of the best, brightest and most innovative women business owners and managers in the compliance consulting and retirement plan service industry. READ MORE

Brian Furgala

Brian Furgala

By Adam Pozek, Brian Furgala3/7/2016 • 0 Comments

Another testing season has come and gone, and it is time for ASPPA’s IRS Q&A Subcommittee to start gathering questions. READ MORE

Ray Harmon

Ray Harmon

Ray Harmon

By Ray Harmon3/17/2016 • 0 Comments

At the March 16 meeting of the ERISA Advisory Council, Department of Labor Assistant Secretary for Employee Benefits Security Phyllis Borzi provided an update on the DOL’s proposed fiduciary rule, state-run plans initiatives, Form 5500 updates and more. READ MORE

Judy Miller

Judy Miller

Judy Miller

By Judy Miller3/16/2016 • 0 Comments

Buried in a recent Treasury Department regulation is a provision that will make it harder for small businesses to form new retirement plans or maintain their current ones. READ MORE

John  Ortman

John Ortman

John Ortman

By John Ortman3/2/2016 • 0 Comments

A new website dedicated to ASPPA’s rich history at the forefront of the retirement industry is now online! READ MORE

Adam Pozek

Adam Pozek

Adam Pozek

By Adam Pozek, Brian Furgala3/7/2016 • 0 Comments

Another testing season has come and gone, and it is time for ASPPA’s IRS Q&A Subcommittee to start gathering questions. READ MORE

Andrew Remo

Andrew Remo

By Andrew Remo3/11/2016 • 0 Comments

The Connecticut Retirement Security Board has introduced legislation that creates a state-run plan for the private sector and would force employers that already have retirement plans in place to enroll workers who do not have to be covered under ERISA in the state-run program. READ MORE

ASPPA Net Staff

ASPPA Net Staff

By ASPPA Net Staff3/31/2016 • 0 Comments

The IRS on March 31 invited comments on changes that have been proposed to the Form 5500 and several of its schedules, as well as the Form 5500-SUP, for information reporting concerning the 2016 plan year. READ MORE

By ASPPA Net Staff3/31/2016 • 0 Comments

America’s 65-and-over population is projected to nearly double over the next three decades, ballooning from 48 million to 88 million by 2050 — but what will that mean for retirement? READ MORE

By ASPPA Net Staff3/29/2016 • 0 Comments

The Golden State has taken another step on the road to implementing a state-run retirement program. READ MORE

By ASPPA Net Staff3/29/2016 • 0 Comments

A new video traces the development of ASPPA’s conferences program, featuring recollections by past presidents, members and others. The video is now live on the ASPPA history website. READ MORE

By ASPPA Net Staff3/25/2016 • 0 Comments

A new report asserts that today’s consumers do not want “communication,” they want personal guidance. Here are 10 capabilities the report says are being used by leading providers across the industry to create strong participant experiences. READ MORE

By ASPPA Net Staff3/25/2016 • 0 Comments

Living longer is only part of the new old age — and understanding demographics and market opportunity will help fiduciaries better meet retirees' needs, notes Joe Coughlin, Ph.D., founder and Director of the Massachusetts Institute of Technology AgeLab. READ MORE

By ASPPA Net Staff3/24/2016 • 0 Comments

One Annual Actuarial Certification is enough, thank you, the IRS reminds multiemployer plan actuaries. READ MORE

By ASPPA Net Staff3/22/2016 • 0 Comments

Despite taking a beating during a tumultuous period in the markets, America’s retirement confidence proved to be resilient, if not its level of preparation. READ MORE

By ASPPA Net Staff3/22/2016 • 0 Comments

We’ve just expanded the photo gallery on the ASPPA history website, adding a dozen photos from past Annual Conferences. READ MORE

By ASPPA Net Staff3/18/2016 • 0 Comments

Retirement providers spend approximately one-third of their total costs on participant communication-related activities — and in recent months, a third of a shrinking budget due to significant fee compression across the industry, according to a new report. READ MORE

By ASPPA Net Staff3/17/2016 • 0 Comments

The IRS on March 11 updated its web page on the Employee Plans Compliance Unit (EPCU) Non-Governmental 457(b) Plans Excess Deferrals Project. READ MORE

By ASPPA Net Staff3/17/2016 • 0 Comments

There’s still a sense of optimism among investors concerning retirement plans and savings, but it’s not as robust as it was a year ago, says a report by Wells Fargo and Gallup. READ MORE

By ASPPA Net Staff3/17/2016 • 0 Comments

Despite a lack of radical developments, there were some new trends among the 20 largest corporate defined benefit plan sponsors in 2015, says asset management firm Russell Investments. READ MORE

By ASPPA Net Staff3/15/2016 • 0 Comments

The Board of Governors of the Federal Reserve, in its latest quarterly report about U.S. financial accounts, provides information on how defined benefit funds fared from a variety of perspectives during the fourth quarter of 2015. READ MORE

By ASPPA Net Staff3/14/2016 • 0 Comments

Last week, a harmful provision that could have extended Connecticut’s state-run retirement coverage mandate to ERISA plans was dropped from the bill reported out of committee. READ MORE

By ASPPA Net Staff3/11/2016 • 0 Comments

A new report asserts that today’s consumers do not want “communication,” they want personal guidance. READ MORE

By ASPPA Net Staff3/11/2016 • 0 Comments

When are sequence-of-returns risk and retirement date of concern? Are they issues only after retirement begins and then progresses? Michael Kitces in a recent Nerd’s Eye View blog post addresses these matters. READ MORE

By ASPPA Net Staff3/11/2016 • 0 Comments

A new report notes that 50% of Boomers did a retirement projection in 2015, up (slightly) from 2014; unfortunately, this resulted in the biggest increase among the generations in the percentage that now realize they are not on track for retirement, READ MORE

By ASPPA Net Staff3/11/2016 • 0 Comments

It may be grasping at straws, but two U.S. Senators have drawn an unfavorable connection between a planned research initiative by the Department of Labor and the agency’s appreciation for the impact of its pending fiduciary rule. READ MORE

By ASPPA Net Staff3/10/2016 • 0 Comments

The IRS has made available the updated Form 5500-EZ and its instructions for 2015 reporting; these versions replace those the IRS made available Feb. 18. READ MORE

By ASPPA Net Staff3/9/2016 • 0 Comments

A lawsuit brought against the IRS over its handling of a company’s application to fix errors under the agency’s Voluntary Compliance Program (VCP) is advancing. READ MORE

By ASPPA Net Staff3/8/2016 • 0 Comments

A majority of plans are looking for ways to improve their funding, in part to avoid impending Pension Benefit Guaranty Corporation (PBGC) premium hikes, according to NEPC. READ MORE

By ASPPA Net Staff3/8/2016 • 0 Comments

Standard & Poors reported on March 3 that pension funding for the S&P 1500 and S&P 500 fell in February, but the drop was much less than during the previous month. READ MORE

By ASPPA Net Staff3/8/2016 • 0 Comments

IRS Employee Plans Division (EP) Director Robert Choi has issued a memo to EP determinations and examinations employees containing guidelines for reviewing multiemployer collectively bargained plans that provide for a normal retirement age earlier than 62, but not earlier than 55. READ MORE

By ASPPA Net Staff3/7/2016 • 0 Comments

It may be worth considering a review of hybrid plans to make sure they are in compliance with the final rules the IRS issued late in 2015. READ MORE

By ASPPA Net Staff3/7/2016 • 0 Comments

The latest issue of IRS Employee Plans News includes reminders regarding the compliance questions that had been added to the Form 5500, mid-year amendments to safe harbor 401(k) plans and notices and the 2015 reference lists. READ MORE

By ASPPA Net Staff3/4/2016 • 0 Comments

The American Retirement Association Annual Business Meeting will be held on Sunday, Apr. 17, 2016, during the 2016 NAPA 401(k) SUMMIT in Nashville. READ MORE

By ASPPA Net Staff3/4/2016 • 0 Comments

Even as the publication of the Department of Labor’s (DOL) fiduciary rule nears, the GOP is gearing up to undermine the funding for its implementation. READ MORE

By ASPPA Net Staff3/4/2016 • 0 Comments

The IRS on March 3 issued an alert concerning a phishing email scheme that requests personal information concerning employees. READ MORE

By ASPPA Net Staff3/3/2016 • 0 Comments

A recent analysis cautions that, due to the prolific nature of cyberattacks, it may be difficult to argue that a prudent person would not consider and react to cyber risks. READ MORE

By ASPPA Net Staff3/3/2016 • 0 Comments

A recent paper suggests that it is best if the plan document reflects not only the letter of the law but also the operations by which those rules are met and applied. READ MORE

By ASPPA Net Staff3/3/2016 • 0 Comments

The Department of Labor is planning to study how retirement planning strategies and decisions evolve — and it would like to know what you think about the effort. READ MORE

By ASPPA Net Staff3/3/2016 • 0 Comments

In-plan Roth rollovers (IRRs) have been touted as the latest great tax-planning device for retirement; an upcoming ASPPA webcast will cover the intricacies involved in effecting an IRR. READ MORE

By ASPPA Net Staff3/2/2016 • 0 Comments

Does a participant who made an early retirement decision based on a plan administrator’s errant benefit projection have a cause of action? Well, as a recent decision details, it can depend on what they claim — and when. READ MORE

By ASPPA Net Staff3/2/2016 • 0 Comments

ASPPA is always providing information and insights that will be valuable to its members! Following is a summary of upcoming webcasts and events. READ MORE

By ASPPA Net Staff3/2/2016 • 0 Comments

The Office of Management and Budget on March 1 received a proposal from the Department of Labor to revise the Form 5500, part of a long-term strategic effort three agencies are undertaking to modernize and improve the Form 5500. READ MORE

By ASPPA Net Staff3/2/2016 • 0 Comments

The Government Accountability Office has been looking into replacement rates — and it’s got some suggestions for the Department of Labor. READ MORE

By ASPPA Net Staff3/1/2016 • 0 Comments

A recent paper argues that among the most important choices a DB plan investment committee will make is choosing how the plan assets will be invested, and how those assets will be allocated in those investments. READ MORE

Alisa Wolking

Alisa Wolking

By Alisa Wolking3/25/2016 • 0 Comments

The 2016 election is still months away, but talk of tax reform — and its potential to undermine incentives for retirement savings — is “back” on Capitol Hill. READ MORE