ASPPA

ASPPA

By ASPPA 5/23/2016 • 0 Comments

You open the envelope from the IRS, and it contains… a CP214 Notice. What exactly is it, and what do you have to do? READ MORE

Nevin Adams

Nevin Adams

By Nevin Adams 5/20/2016 • 0 Comments

Individuals who know enough to know they should know more than they do, but don’t always know where to go for help, are at a stage when helping them get it “right” could have a huge impact on their retirement readiness. READ MORE

By Nevin Adams 5/17/2016 • 0 Comments

That’s the claim of a blog post titled, “How a 1% Fee Could Cost Millennials $590,000 in Retirement Savings.” It notes that for Millennials, “time is on their side in almost every way related to building wealth.”

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By Nevin Adams 5/3/2016 • 0 Comments

While social media has been a part of our personal lives for some time now, the retirement industry, writ large, still seems to be a bit of a novice; here are four things to keep in mind. READ MORE

Nevin Adams

Nevin Adams

Nevin Adams

By Nevin Adams5/9/2016 • 0 Comments

In a much-anticipated ruling, the Treasury Department has rejected the Central States pension fund’s controversial petition seeking to cut participant and retiree benefits. READ MORE

By Nevin Adams5/3/2016 • 0 Comments

Every so often someone puts out a list of what are said to be the “best” 401(k) plans, based on varied benefits and plan design structure criteria. But for my money, here’s what the best plans do. READ MORE

John Iekel

John Iekel

John Iekel

By John Iekel5/20/2016 • 0 Comments

Increasingly, a plan’s digital platform is becoming participants’ main point of contact with the plan. What can consumer research tell us about doing a better job of fulfilling users’ digital expectations? READ MORE

By John Iekel5/13/2016 • 0 Comments

America faces “a huge undersaving problem that will catch up with us,” warned participants at a recent panel discussion of financial literacy and retirement readiness. READ MORE

By John Iekel5/13/2016 • 0 Comments

How can we best address the challenges we face concerning retirement security? Speakers at the Employee Benefit Research Institute’s Policy Forum offered several perspectives. READ MORE

By John Iekel5/12/2016 • 0 Comments

A May 5 session at LIMRA’s 2016 Retirement Industry Conference offered some hard data on perceptions of — and risks to — retirement readiness. READ MORE

Andrew Remo

Andrew Remo

By Andrew Remo5/25/2016 • 0 Comments

Republicans in Congress continued their campaign to kill the Department of Labor’s fiduciary rule — and managed to pull three Senate Democrats over to their side. READ MORE

ASPPA Net Staff

ASPPA Net Staff

By ASPPA Net Staff5/31/2016 • 0 Comments

ASPPA is always providing information and insights that will be valuable to its members! Following is a summary of upcoming webcasts and events. READ MORE

By ASPPA Net Staff5/31/2016 • 0 Comments

An analysis of financial wellness assessments completed found that employees with higher financial wellness scores also had higher contribution rates to an employer-sponsored retirement plan. READ MORE

By ASPPA Net Staff5/31/2016 • 0 Comments

The Pension Benefit Guaranty Corporation (PBGC) has released an annual update of its Data Book. READ MORE

By ASPPA Net Staff5/31/2016 • 0 Comments

The IRS has updated the comprehensive page on its website that provides information about, and links to, information about retirement plan documents. READ MORE

By ASPPA Net Staff5/27/2016 • 0 Comments

Retirement planning involves making a number of assumptions about spending after retirement – but how much — and on what — do retirees actually spend their resources? READ MORE

By ASPPA Net Staff5/27/2016 • 0 Comments

We won’t be bringing you an ASPPA Connect newsletter on Monday due to the observance of Memorial Day, but we would like to share some little-known facts and background about the holiday. READ MORE

By ASPPA Net Staff5/27/2016 • 0 Comments

A recent blog post provides tips and ideas for ensuring that plan and participant information is secure and protected from cyberattack. READ MORE

By ASPPA Net Staff5/25/2016 • 0 Comments

A new analysis claims that nationwide, most retirees are living on about 60% of their pre-retirement income. But there’s a bit of creativity in the math that derived those results. READ MORE

By ASPPA Net Staff5/25/2016 • 0 Comments

The American Retirement Association has submitted a letter to the IRS in response to the request in IRS Notice 2016-16 for comments on additional guidance needed for mid-year changes to safe harbor plans. READ MORE

By ASPPA Net Staff5/24/2016 • 0 Comments

The impact of the Department of Labor’s May 18 rule revising the federal overtime rules may not be confined to HR and payroll — retirement plan administrators and service providers may be affected as well. READ MORE

By ASPPA Net Staff5/24/2016 • 0 Comments

The Department of Labor’s 2016 Advisory Council on Employee Welfare and Pension Benefit Plans has announced that it is embarking on an in-depth study of cybersecurity as it applies to benefit plans. READ MORE

By ASPPA Net Staff5/23/2016 • 0 Comments

In order to provide practitioners and researchers with a “standard, reliable, and broadly available way to measure individual financial well-being,” a government agency has launched a new “financial well-being scale.” READ MORE

By ASPPA Net Staff5/23/2016 • 0 Comments

A recent study argues that converting public sector defined benefit plans to defined contribution plans may not be without consequences. READ MORE

By ASPPA Net Staff5/20/2016 • 0 Comments

A new report suggests that defined contribution participants are feeling better about their financial situations – and that the confidence of Millennials is highest. READ MORE

By ASPPA Net Staff5/19/2016 • 0 Comments

Nominations are now being accepted for ASPPA’s Leadership Council. READ MORE

By ASPPA Net Staff5/19/2016 • 0 Comments

Pension plan underfunding is widespread and a heavy burden for many public- and private-sector employers. Taking on debt generally has not been one of the means used to address funding shortfalls, but that is what a new paper is advocating. READ MORE

By ASPPA Net Staff5/19/2016 • 0 Comments

The IRS has published final regulations regarding disbursements from a designated Roth account that is directly rolled over to an eligible retirement plan. READ MORE

By ASPPA Net Staff5/18/2016 • 0 Comments

If a disaster is declared by the president, the IRS will postpone certain retirement plan and IRA deadlines for affected taxpayers. Here's a look at relevant IRS guidance. READ MORE

By ASPPA Net Staff5/18/2016 • 0 Comments

The tax incentives currently extended to workplace retirement plans are a potential casualty of a tax reform proposal that was the subject of a Senate Finance Committee hearing that included testimony from American Retirement Association Director of Retirement Policy Judy Miller. READ MORE

By ASPPA Net Staff5/17/2016 • 0 Comments

The Fifth Circuit has affirmed a judgement that plan trustees violated their fiduciary duties under ERISA in facilitating the sale of employer stock into a retirement plan. READ MORE

By ASPPA Net Staff5/13/2016 • 0 Comments

The Pension Benefit Guaranty Corporation (PBGC) on May 13 issued an interim rule amending its regulations to significantly raise the per-day penalties under ERISA for failing to give proper notice. READ MORE

By ASPPA Net Staff5/13/2016 • 0 Comments

More companies are turning to annuity purchases as a way to accomplish pension risk transfer, according to a recent report by Prudential. READ MORE

By ASPPA Net Staff5/12/2016 • 0 Comments

The Government Accountability Office (GAO) has examined the impact of low defined contribution plan savings rates, but the real problem may lie elsewhere. READ MORE

By ASPPA Net Staff5/12/2016 • 0 Comments

A new Gallup poll not only finds that Americans are worried about having enough money for retirement — that concern continues to top the list of financial concerns. READ MORE

By ASPPA Net Staff5/11/2016 • 0 Comments

If you need to register for a spring proctored exam in order to earn an ASPPA credential, the registration deadline for the spring series of proctored exams ends May 13. READ MORE

By ASPPA Net Staff5/9/2016 • 0 Comments

Rep. Joseph Crowley (D-N.Y.), Vice Chair of the Democratic Caucus, is leading a call for President Obama to issue an executive order to require government contractors to auto-enroll employees in retirement plans. READ MORE

By ASPPA Net Staff5/6/2016 • 0 Comments

Planning retirement financing can be confusing. And sometimes to such a degree that it is debilitating, argues industry insider Christopher Carosa. READ MORE

By ASPPA Net Staff5/4/2016 • 0 Comments

A new report finds that Americans’ satisfaction with retirement is slipping, a finding that transcends economics, gender and even health. READ MORE

By ASPPA Net Staff5/3/2016 • 0 Comments

The Ed Burrows Award Committee, in honor of Ed Burrows’ contribution to the advancement of the general understanding of pension knowledge, is holding a competition in which it is accepting papers that concern lifetime income in the small plan marketplace. READ MORE

By ASPPA Net Staff5/3/2016 • 0 Comments

The Pension Benefit Guaranty Corporation (PBGC) has updated My Plan Administration Account (My PAA), the web-based application that allows electronic submission of premium filings and payments. READ MORE

By ASPPA Net Staff5/3/2016 • 0 Comments

The U.S. Department of Labor’s Employee Benefits Security Administration has reached a settlement agreement with an investment company over how it handled a short-term investment CIT. READ MORE

By ASPPA Net Staff5/2/2016 • 0 Comments

Most Americans believe they pay nothing for their financial products — or have no idea what they pay — according to a new study. READ MORE