Nevin Adams

Nevin Adams

By Nevin Adams 11/21/2016 • 0 Comments

Anyone who tells you they know what will happen with the fiduciary rule is probably… well, let’s just say they probably don’t. Here’s our current assessment… READ MORE

By Nevin Adams 11/21/2016 • 0 Comments

The Department of Labor’s (DOL) Fiduciary Rule got another day in court — and with at least a sense that it might not fare as well this time around. READ MORE

By Nevin Adams 11/18/2016 • 0 Comments

So-called “sure” things sometimes turn out to be anything but that — and those that have relied on those assumptions, these “conventional wisdoms” as “givens” can wind up being disappointed — and ill-prepared for financing retirement. READ MORE

By Nevin Adams 11/10/2016 • 0 Comments

Less than 24 hours after Donald Trump’s stunning victory, the Chairman of the House Ways & Means Committee was talking tax reform — and that could be ominous for retirement savings. READ MORE

By Nevin Adams 11/7/2016 • 0 Comments

The first federal judge to rule on litigation regarding the Department of Labor’s (DOL) fiduciary regulation found just about everything plaintiffs raised to be “unpersuasive.” READ MORE

By Nevin Adams 11/4/2016 • 0 Comments

“You can lead a horse to water, but you can’t make him drink” is the lament of many a retirement plan professional who has tried unsuccessfully to persuade an employer to offer a workplace retirement savings plan. READ MORE

Nevin Adams

Nevin Adams

Nevin Adams

By Nevin Adams11/29/2016 • 0 Comments

A second federal court has weighed in on the legal challenges presented to the Department of Labor’s (DOL) Fiduciary Rule. READ MORE

By Nevin Adams11/28/2016 • 0 Comments

Though acknowledging that the fiduciary rule is likely to cause “significant changes” in how the industry operates and “substantial compliance costs” and “economic losses,” the federal judge who rejected a challenge to the Fiduciary Rule won’t hold up its application. READ MORE

By Nevin Adams11/18/2016 • 0 Comments

Americans may be talking about working longer, but does U.S. tax policy work against those who do? READ MORE

By Nevin Adams11/9/2016 • 0 Comments

What most people — and nearly every pundit – thought could never happen — has. READ MORE

Jim Apistolas

Jim Apistolas

By Jim Apistolas11/29/2016 • 0 Comments

Four industry professionals were honored with the 2016 Martin Rosenberg Academic Achievement Award at the recent 2016 ASPPA Annual Conference in National Harbor, Md. READ MORE

Kimberly Flett

Kimberly Flett

By Kimberly Flett11/18/2016 • 0 Comments

Structured correctly, health savings accounts (HSAs) can provide a tool for tax savings and cutting medical costs, and may be used as a nontraditional way to save further for retirement once all other tax deferred retirement plans have been maximized. READ MORE

John Iekel

John Iekel

John Iekel

By John Iekel11/29/2016 • 0 Comments

The IRS has issued proposed regulations that would update the minimum present value requirements for defined benefit plan distributions. READ MORE

By John Iekel11/28/2016 • 0 Comments

The Government Accountability Office (GAO) has suggested additions to Congress’ and the Treasury Department’s “to do” lists that it believes will boost retirement savings. READ MORE

By John Iekel11/23/2016 • 0 Comments

It’s orthodoxy that Americans aren’t saving enough for retirement, but a recent blog post by a resident scholar suggests that maybe saving rate gospel is more nuanced than it may appear at first blush. READ MORE

By John Iekel11/21/2016 • 0 Comments

Are multiple employer plans (MEPs) on the brink of becoming more widespread and a more important part of the retirement plan universe? Perhaps. READ MORE

By John Iekel11/18/2016 • 0 Comments

The Retirement Enhancement and Savings Act, which would amend the Internal Revenue Code to encourage retirement savings, was placed on the Senate’s legislative calendar by Sen. Orrin Hatch (R-Utah) Nov. 16. READ MORE

By John Iekel11/11/2016 • 0 Comments

Recent analyses offer a look at the readiness of the current youngest generation and how well their elders are helping prepare them. READ MORE

By John Iekel11/2/2016 • 0 Comments

The IRS, Department of Labor and Pension Benefit Guaranty Corporation released the advance copies of the 2016 Form 5500 and Form 5500-SF on Nov. 1. READ MORE

ASPPA Net Staff

ASPPA Net Staff

By ASPPA Net Staff11/30/2016 • 0 Comments

There’s good news for defined benefit plans in the wake of the November elections, says Russell Investments’ Bob Collie. READ MORE

By ASPPA Net Staff11/30/2016 • 0 Comments

Single premium pension buy-out sales hit almost $6 billion in the third quarter of 2016, according to a recent report by the LIMRA Secure Retirement Institute. READ MORE

By ASPPA Net Staff11/29/2016 • 0 Comments

You can still register for the ASPPA Virtual Conference and earn eight CE credits for attending it — but there is just one week left to register! READ MORE

By ASPPA Net Staff11/28/2016 • 0 Comments

The Pension Benefit Guaranty Corporation (PBGC) on Nov. 21 issued a final rule amending its valuation regulation by substituting a new table for selecting a retirement rate category. READ MORE

By ASPPA Net Staff11/28/2016 • 0 Comments

The Department of Labor (DOL) has issued its fall regulatory agenda indicates the agency is contemplating regulatory relief to facilitate the use of lifetime income products and features. READ MORE

By ASPPA Net Staff11/28/2016 • 0 Comments

While Millennials appear to acknowledge personal responsibility for their retirement preparations, they are also much more likely to want substantial change in retirement plan design, according to a new survey. READ MORE

By ASPPA Net Staff11/28/2016 • 0 Comments

So, who’s more worried about health — and who’s more worried about wealth — in their retirement planning: Millennial men or Millennial women? READ MORE

By ASPPA Net Staff11/23/2016 • 0 Comments

A new report casts doubt on the retirement data contained in a widely used government survey. READ MORE

By ASPPA Net Staff11/23/2016 • 0 Comments

The Pension Benefit Guaranty Corporation (PBGC) has issued its fiscal year (FY) 2016 annual report, a compilation that provides data on the agency’s activities, its health and the assistance it has provided. READ MORE

By ASPPA Net Staff11/22/2016 • 0 Comments

ASPPA Connect wishes its readers a happy Thanksgiving. ASPPA Connect will not appear on Friday, Nov. 25 and will return on Monday, Nov. 28. In keeping with the season, here are a few unusual facts about Thanksgiving. READ MORE

By ASPPA Net Staff11/21/2016 • 0 Comments

The ARA Government Affairs Committee has filed a comment letter with the PBGC on a proposal to amend and expand the PBGC program to hold retirement benefits for missing participants and beneficiaries. READ MORE

By ASPPA Net Staff11/18/2016 • 0 Comments

Investment performance turns out to be both the biggest driver of participant satisfaction — and one of the biggest barriers to that satisfaction; but it’s not the biggest barrier. READ MORE

By ASPPA Net Staff11/17/2016 • 0 Comments

October has long been known as the worst month for U.S. stock performance — but, with apologies to Charlie Brown, this year the average 401(k) balance got a rock for trick-or-treat. READ MORE

By ASPPA Net Staff11/17/2016 • 0 Comments

October turned out to be a pretty rough month for stocks — so how did 401(k) participants respond? READ MORE

By ASPPA Net Staff11/15/2016 • 0 Comments

The Pension Benefit Guaranty Corporation (PBGC) announced on Nov. 15 that it has appointed a new Chief of Negotiations and Restructuring, a post that plays a key role in the agency’s efforts to preserve traditional pension plans. READ MORE

By ASPPA Net Staff11/15/2016 • 0 Comments

Data analytics firm miEdge and Wrangle LLC, which only works with Form 5500s, has prepared a list of points to keep in mind about the form. READ MORE

By ASPPA Net Staff11/15/2016 • 0 Comments

The Arizona Supreme Court on Nov. 10 ruled that a measure enacted in Arizona in 2011 that altered the retirement plan for state elected officials, including judges, violates the state constitution. READ MORE

By ASPPA Net Staff11/15/2016 • 0 Comments

Securities and Exchange Commission (SEC) Chair Mary Jo White, after nearly four years as the agency’s head, has announced that she intends to leave at the end of the Obama administration. READ MORE

By ASPPA Net Staff11/14/2016 • 0 Comments

The ERISA Advisory Council on Nov. 10 issued recommendations on actions the Department of Labor (DOL) can take regarding cybersecurity and making workplace retirement accounts more secure. READ MORE

By ASPPA Net Staff11/11/2016 • 0 Comments

What did 401(k) participants do in the first half of 2016 that they didn’t do in 2015? Not much, according to the Investment Company Institute’s latest study of retirement plan savers’ actions. READ MORE

By ASPPA Net Staff11/11/2016 • 0 Comments

Caveat Emptor applies to all manner of purchases, and is part of the spirit behind a piece that appeared in a recent legal newsletter that suggests questions and offers tips on what plans could consider asking service providers. READ MORE

By ASPPA Net Staff11/11/2016 • 0 Comments

A recent article takes a look at some of the key challenges retirees face and their impact on retirement benefits. READ MORE

By ASPPA Net Staff11/9/2016 • 0 Comments

Plan fiduciaries who acted “in blatant disregard of the express terms of the plan document and of their fiduciary duties” came out on the losing end of a lawsuit. READ MORE

By ASPPA Net Staff11/9/2016 • 0 Comments

The funded status of the 100 largest corporate pension plans improved in October, says a recent report. READ MORE

By ASPPA Net Staff11/9/2016 • 0 Comments

The PBGC’s deficit grew from 2014 to 2015, says the Congressional Research Service in a new report; it notes, however, that despite the bigger deficit and estimates of more to come, there also is good news. READ MORE

By ASPPA Net Staff11/7/2016 • 0 Comments

The increasing cost of health care seems to be coming out of retirement’s pockets, according to a new survey. READ MORE

By ASPPA Net Staff11/7/2016 • 0 Comments

Citing a desire to support “flexibility and choice” for investors working with their financial advisors, Cetera Financial says it will continue to support the use of commissions after the Labor Department’s fiduciary rule takes effect. READ MORE

By ASPPA Net Staff11/7/2016 • 0 Comments

The IRS on Nov. 3 announced that it is granting relief to victims of Hurricane Matthew in parts of Virginia; it already has taken similar actions for hard-hit parts of South Carolina, Georgia, Florida and North Carolina. READ MORE

By ASPPA Net Staff11/4/2016 • 0 Comments

New research considers the potential impact of longevity income annuities, and finds some real benefits in retirement security. READ MORE

By ASPPA Net Staff11/4/2016 • 0 Comments

Regardless of whether it has been publicized or is lesser known, a breach is a breach and it puts people and their assets at risk — and that includes retirement plan participants. READ MORE

By ASPPA Net Staff11/4/2016 • 0 Comments

In a blog post, ERISA attorney Fred Reish deals with the new rules around differential compensation under the Department of Labor’s (DOL) fiduciary rule. READ MORE

By ASPPA Net Staff11/4/2016 • 0 Comments

The IRS on Nov. 4 issued Notice 2016-67, which describes the applicability of the market rate of return limitation rules to pension equity plans (PEPs). READ MORE

By ASPPA Net Staff11/3/2016 • 0 Comments

A new survey finds that college debt is weighing down retirement prospects — and not just for Millennials. READ MORE

By ASPPA Net Staff11/3/2016 • 0 Comments

A new report takes a look at the comments Securities and Exchange Commission staff have made to registrants on the SEC website concerning pension and retirement benefits other than pensions . READ MORE

By ASPPA Net Staff11/1/2016 • 0 Comments

Regulatory Paul Reveres are sounding the clarion call about the impending effective date of the Department of Labor’s fiduciary rule; a recent paper offers ideas on preparing for the rule’s April 10, 2017 effective date. READ MORE

By ASPPA Net Staff11/1/2016 • 0 Comments

A key element in retirement planning is the rate of return assumption — and a new report takes a look at not only what return assumptions are common, but the odds of achieving it. READ MORE

Robert Toth

Robert Toth

By Robert Toth11/23/2016 • 0 Comments

A new IRS memorandum sets forth a new process for handling Information Document Requests in retirement plan audits; Robert Toth discusses it in a recent Business of Benefits blog post.

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