ASPPA

ASPPA

By ASPPA 1/31/2017 • 0 Comments

ASPPA is always providing information and insights that will be valuable to its members! Following is a summary of upcoming webcasts and events. READ MORE

By ASPPA 1/4/2017 • 0 Comments

The label “Level Fee Fiduciary” has been used for many years with one meaning, but the Best Interest Contract (BIC) Exemption has used it for a different purpose and, depending on your reading, a different definition, writes Fred Reish. READ MORE

Nevin Adams

Nevin Adams

By Nevin Adams 1/27/2017 • 0 Comments

Every plan, and investment committee is unique — and yet, there are areas of commonality; here are some questions that could enhance your next investment committee meeting. READ MORE

By Nevin Adams 1/26/2017 • 0 Comments

A not-so-complex financial calculus underpins a delicate balance for small business owners considering offering a retirement plan — and Congress could be getting ready to screw that up. READ MORE

By Nevin Adams 1/23/2017 • 0 Comments

On Jan. 20, President Trump signed a regulatory freeze pending review — but did that affect the timing of the fiduciary rule? READ MORE

By Nevin Adams 1/20/2017 • 0 Comments

One of the fiduciary regulation’s strongest proponents has reached out to the financial services sector for some support. READ MORE

By Nevin Adams 1/17/2017 • 0 Comments

The Department of Labor (DOL) released a much-anticipated second set of fiduciary regulation FAQs on Friday the 13th. READ MORE

By Nevin Adams 1/10/2017 • 0 Comments

House Ways & Means Committee Republicans have broken into tax reform working groups — and retirement is on the “menu.” READ MORE

By Nevin Adams 1/4/2017 • 0 Comments

The defendants in Tibble v. Edison International did a lot of things right that many plans don’t; here are five. READ MORE

By Nevin Adams 1/4/2017 • 0 Comments

It was another year of double-digit gains for the average account balance of consistent 401(k) participants. READ MORE

Nevin Adams

Nevin Adams

Nevin Adams

By Nevin Adams1/19/2017 • 0 Comments

People often talk about the significance of the “free” money associated with the company match in retirement savings — but there’s another source of “free” money that is often overlooked. READ MORE

By Nevin Adams1/12/2017 • 0 Comments

You’re aware of the personal liability that comes with being an ERISA fiduciary. Apparently satisfying that liability can include your Lexus — both of them. READ MORE

Brian Graff

Brian Graff

By Brian Graff1/27/2017 • 0 Comments

The New York City Nest Egg Plan is an attempt to close the retirement plan coverage gap for city residents, but instead of focusing on the coverage issue the New York City Comptroller wants the city to get involved in the 401(k) business. READ MORE

John Iekel

John Iekel

John Iekel

By John Iekel1/31/2017 • 0 Comments

Employer-provided retirement plans remain key to retirement saving to many employees, and interest in some aspects of those plans is especially strong, says a recent study. READ MORE

By John Iekel1/25/2017 • 0 Comments

House Ways & Means Committee Chairman Kevin Brady (R-Texas) says that Congress is “seeking ideas” on how to increase saving, including retirement saving. READ MORE

By John Iekel1/24/2017 • 0 Comments

Recent changes to the proposed rules for the Oregon Retirement Savings Plan were fueled by comments the state Treasury received that sought more information on what employers’ responsibilities will be under the plan. READ MORE

By John Iekel1/24/2017 • 0 Comments

The PBGC can use its valuation method to calculate the Durango-Georgia Paper Co.’s terminated pension plan’s unfunded liabilities, says a U.S. Bankruptcy Judge. READ MORE

By John Iekel1/19/2017 • 0 Comments

The Oregon State Treasury has updated proposed rules for the Oregon Retirement Savings Plan. READ MORE

By John Iekel1/17/2017 • 0 Comments

The IRS on Jan. 18 issued a proposed regulation that would allow forfeitures to be used to satisfy safe harbor contribution requirements; the ASPPA Government Affairs Committee has been actively seeking this revision since 2011. READ MORE

By John Iekel1/17/2017 • 0 Comments

The IRS has announced that the last day of the remedial amendment period for 403(b) plans is March 31, 2020. The American Retirement Association had recommended that the IRS provide an initial three-year restatement period for employers adopting pre-approved 403(b) plans. READ MORE

By John Iekel1/12/2017 • 0 Comments

Donald Trump's presidential election victory and the success of Republicans in holding the House and Senate put the immediate future of the DOL’s fiduciary rule in some doubt; a recent analysis explores its prospects. READ MORE

By John Iekel1/4/2017 • 0 Comments

In the second of a two-part series, several experts tell us that MEPs, state plans and financial education are areas in 2017 in which the exuberance of the start of a new year will be especially pronounced.

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Amanda Iverson

Amanda Iverson

By Amanda Iverson1/26/2017 • 0 Comments

Two speakers at the upcoming Business Managers and Owners Council conference bring expertise and experience on succession planning; here is a recent conversation with one of them. READ MORE

ASPPA Net Staff

ASPPA Net Staff

By ASPPA Net Staff1/31/2017 • 0 Comments

A new report cautions that, while well-intentioned, states considering mandating automatic enrollment payroll deduction IRAs are likely to hurt the workers they think they are helping. READ MORE

By ASPPA Net Staff1/31/2017 • 0 Comments

The Senate Health Education, Labor and Pensions Committee’s confirmation hearing for Andrew Puzder, President Trump’s nominee for Secretary of Labor, reportedly has been delayed again. READ MORE

By ASPPA Net Staff1/27/2017 • 0 Comments

Wellness certainly has generated a lot of discussion, and recent studies find that physical and financial wellness are not only inter-related, they also can affect retirement readiness. READ MORE

By ASPPA Net Staff1/26/2017 • 0 Comments

Sure, you’ve spent a year getting ready for the fiduciary rule — but are you ready for the topic du jour in the nation’s capital, tax reform? READ MORE

By ASPPA Net Staff1/24/2017 • 0 Comments

The Pension Benefit Guaranty Corporation (PBGC) on Jan. 23 updated the e-4010 module of its e-filing portal. READ MORE

By ASPPA Net Staff1/23/2017 • 0 Comments

Almost 20% of U.S. workers are part-time; that has implications regarding how those workers will prepare for retirement and how those employers can be involved. READ MORE

By ASPPA Net Staff1/23/2017 • 0 Comments

The Department of Labor’s Employee Benefits Security Administration has increased the civil penalties for failure to file the Form 5500. READ MORE

By ASPPA Net Staff1/20/2017 • 0 Comments

The most common DC match turns out to not be the one that participants were more likely to get, according to a new report. READ MORE

By ASPPA Net Staff1/18/2017 • 0 Comments

Decisions, decisions. In a land of plenty, there are myriad options in almost everything — that often includes how one’s retirement plan funds are to be invested, but a recent paper suggests that sometimes less may be more. READ MORE

By ASPPA Net Staff1/18/2017 • 0 Comments

Groom Law says the strong push in international bodies to encourage pensions to take into account environmental, social, ethical and governance factors could reach the United States. READ MORE

By ASPPA Net Staff1/18/2017 • 0 Comments

The SEC on Jan. 17 announced that 10 firms have agreed to pay penalties to settle charges that they violated the pay-to-play rule. READ MORE

By ASPPA Net Staff1/17/2017 • 0 Comments

The Department of Labor (DOL) has published a new set of FAQs on the fiduciary regulation focused on consumer protections the regulation provides. READ MORE

By ASPPA Net Staff1/17/2017 • 0 Comments

Senate Health, Education, Labor and Pensions (HELP) Committee Chairman Lamar Alexander (R-TN) announced Jan. 17 that the confirmation hearing for Andy Puzder, President-elect Trump’s nominee to serve as Secretary of Labor, will be held on Feb. 2. READ MORE

By ASPPA Net Staff1/17/2017 • 0 Comments

A new report says that people who invest their retirement accounts in unconventional assets — such as real estate or virtual currency — may be placing their savings at risk. READ MORE

By ASPPA Net Staff1/13/2017 • 0 Comments

Public funds are continuing to become more cost-effective and receptive to making adaptations, according to a study of public-sector retirement systems’ results and practices in 2016.  READ MORE

By ASPPA Net Staff1/12/2017 • 0 Comments

Retirement investments and advice are among the examination priorities of the SEC's Office of Compliance Inspections and Examinations (OCIE) for 2017, the SEC said on Jan. 12. READ MORE

By ASPPA Net Staff1/12/2017 • 0 Comments

ASPPA’s offices will be closed on Monday, Jan. 16 in observance of Martin Luther King, Jr. Day; consequently, after the Jan. 13 edition, ASPPA Connect will next appear on Jan. 18. READ MORE

By ASPPA Net Staff1/11/2017 • 0 Comments

The confirmation hearing for Labor Secretary nominee Andrew Puzdner could be pushed back. READ MORE

By ASPPA Net Staff1/11/2017 • 0 Comments

New legislation would push back — way back — implementation of the Department of Labor’s fiduciary rule. READ MORE

By ASPPA Net Staff1/11/2017 • 0 Comments

A supplement and “jump start” — that was how a Treasury official characterized myRAs, the retirement program the federal government implemented in November 2015. READ MORE

By ASPPA Net Staff1/10/2017 • 0 Comments

The PBGC has announced that its Comprehensive Premium Filing Instructions for 2017 plan years are available and that it can accept electronic premium filings for plan years beginning in 2017. READ MORE

By ASPPA Net Staff1/10/2017 • 0 Comments

A report by the Bureau of Labor Statistics (BLS) finds a number of factors influencing the cost of providing those benefits beyond wages. READ MORE

By ASPPA Net Staff1/4/2017 • 0 Comments

The PBGC has issued a request for information seeking public feedback on proposed “two-pool” alternative withdrawal liability arrangements. READ MORE

By ASPPA Net Staff1/4/2017 • 0 Comments

A new survey finds that Americans are feeling better about their financial situation — though that may be dampening their enthusiasm for good financial resolutions. READ MORE

By ASPPA Net Staff1/3/2017 • 0 Comments

The confetti and champagne bottles are cleaned up, and 2017 is underway; a recent analysis suggests some factors that could affect retirement plans and participants in the new year. READ MORE

By ASPPA Net Staff1/3/2017 • 0 Comments

A majority of retirement industry providers think that participants are likely to be confused by what results from the DOL fiduciary rule, and have a decidedly mixed sense of what it will mean for participant experience design. READ MORE

By ASPPA Net Staff1/3/2017 • 0 Comments

Apparently concerned that its previous guidance on the matter of social investing hadn’t been sufficient to overcome fiduciary resistance, the Department of Labor has issued new guidance on the matter. READ MORE

By ASPPA Net Staff1/3/2017 • 0 Comments

The Treasury Department has blown out the candles on the first birthday cake for myRA, the retirement plan the federal government implemented in November 2015; it earned a mixed report card according to a recent report. READ MORE

By ASPPA Net Staff1/3/2017 • 0 Comments

A new report estimates that health care for a 65-year-old couple retiring this year will cost 6% more than a year ago — the highest estimate since 2002. READ MORE

By ASPPA Net Staff1/3/2017 • 0 Comments

Most 401(k) plans offered investment menus that included options proprietary to the plan’s recordkeeper, but proprietary investments accounted for a smaller share of total 401(k) assets, according to a recent study. READ MORE