Nevin Adams

Nevin Adams

By Nevin Adams 4/28/2017 • 0 Comments

I made the switch to Roth for my retirement savings years ago — and I have long counseled younger workers, who were likely paying the lowest tax rates of their working lives, to do so as well. READ MORE

By Nevin Adams 4/27/2017 • 0 Comments

This year’s Western Benefit Conference will be one of the few events in the nation to span issues relating to both retirement AND health care. READ MORE

By Nevin Adams 4/27/2017 • 0 Comments

Unveiling President Trump’s tax reform proposal on April 26, Gary Cohn, Trump’s chief economic advisor and director of the National Economic Council, said that “retirement savings will be protected.” READ MORE

By Nevin Adams 4/17/2017 • 0 Comments

Among other changes, the American Retirement Association has requested that the Labor Department change the Best Interest Contract (BIC) Exemption to eliminate reliance on the plaintiffs’ bar as an enforcement mechanism. READ MORE

By Nevin Adams 4/14/2017 • 0 Comments

Odds are that you’ve heard that HSAs offer individuals a “triple tax advantage” — but here are five things you may not know about HSAs, which could have an effect on retirement plans. READ MORE

By Nevin Adams 4/11/2017 • 0 Comments

Financial wellness proponents often tout the ROI of helping workers prepare and retire on time. A new analysis puts a price tag on the cost of deferring retirement. READ MORE

By Nevin Adams 4/10/2017 • 0 Comments

Plaintiffs seeking to obtain an emergency injunction blocking the Department of Labor’s fiduciary regulation were rebuffed again by the U.S. Court of Appeals for the Fifth Circuit. READ MORE

By Nevin Adams 4/7/2017 • 0 Comments

These days there’s little controversy about the wisdom of using behavioral finance to help workers start saving — but what about when they change jobs? READ MORE

By Nevin Adams 4/4/2017 • 0 Comments

Having received the final rule on its proposed extension of the applicability date from the Labor Department, the Office of Management and Budget (OMB) has scheduled a couple of meetings related to that review. READ MORE

Nevin Adams

Nevin Adams

Nevin Adams

By Nevin Adams4/25/2017 • 0 Comments

Plan sponsors and administrators got some good news on April 20 from the IRS regarding the calculation of maximum participant loan amounts. READ MORE

By Nevin Adams4/24/2017 • 0 Comments

A recent article in the Wall Street Journal cautions: “Grab Your Pitchforks, Your 401(k) May Need Defending From Congress.” READ MORE

By Nevin Adams4/21/2017 • 0 Comments

A new white paper says that fund changes already underway in response to the Department of Labor’s (DOL) fiduciary regulation may well have broad beneficial effects. READ MORE

By Nevin Adams4/6/2017 • 0 Comments

The same folks who once referred to advisors as a “colony of termites” eating away at American’s retirement savings have now unveiled a “Retirement Ripoff Counter.” READ MORE

By Nevin Adams4/5/2017 • 0 Comments

The Labor Department made it official yesterday, pushing the April 10 applicability date of the fiduciary rule back the widely anticipated 60 days to June 9 – but providing some additional compliance space on the Best Interest Contract Exemption. READ MORE

Jodie Dailey

Jodie Dailey

By Jodie Dailey4/12/2017 • 0 Comments

The ASPPA Women Business Leaders Forum is being held at the acclaimed Brown Palace in Denver, CO on June 5-8 and will include a session on cybersecurity. READ MORE

Shannon Edwards

Shannon Edwards

By Shannon Edwards4/18/2017 • 0 Comments

Dr. Nathan Mellor, leadership development expert and lifelong educator, joins us this June at ASPPA’s Women Business Leaders Forum in Denver to discuss hiring for character and competence to build a happier, more cohesive workplace. READ MORE

Craig Hoffman

Craig Hoffman

Craig Hoffman

By Craig Hoffman4/24/2017 • 0 Comments

It appears that the IRS finally agrees with ASPPA’s recommendation that the IRS roll out the new “compliance” or “5500-SUP” questions as part of a broader Form 5500 modernization initiative. READ MORE

Maria Hurd

Maria Hurd

By Maria Hurd4/4/2017 • 0 Comments

How service providers can help their clients avoid common plan compensation errors will be covered in detail at the ASPPA Eastern Regional Conference to be held April 27-28 in Philadelphia PA. READ MORE

John Iekel

John Iekel

John Iekel

By John Iekel4/26/2017 • 0 Comments

It’s tempting to believe the report that Millennials spend more on coffee than they save for their eventual retirement, but a recent analysis challenges what seems to be conventional wisdom. READ MORE

By John Iekel4/7/2017 • 0 Comments

“I would encourage caution among policymakers when considering dramatic changes to retirement policy for tax policy purposes,” former Sen. Kent Conrad (D-ND) told a Senate committee on April 5. READ MORE

By John Iekel4/6/2017 • 0 Comments

An April 5 session of the Enrolled Actuaries meeting in Washington, D.C., cosponsored by the American Academy of Actuaries and the Conference of Consulting Actuaries, addressed the effort to address and foster employees’ financial wellness. READ MORE

By John Iekel4/5/2017 • 0 Comments

The security the Pension Benefit Guaranty Corporation (PBGC) offers plans and their participants comes at a price — obtaining that succor can be complicated, as PBGC panelists attested at an April 3 session of the Enrolled Actuaries meeting in Washington, D.C. READ MORE

By John Iekel4/4/2017 • 0 Comments

One of the basic rules for fiduciaries is that “there is no place to hide,” said Keith Sartain, a partner at AON Hewitt, at an April 3 session of the Enrolled Actuaries meeting in Washington, D.C. READ MORE

By John Iekel4/4/2017 • 0 Comments

There is a “dynamic policy-making situation just ahead,” Earl Pomeroy, senior counsel at Alston & Bird and a former member of the U.S. House, said at an April 3 session of the Enrolled Actuaries meeting in Washington, D.C. READ MORE

Kenneth Marblestone

Kenneth Marblestone

By Kenneth Marblestone4/13/2017 • 0 Comments

The Eastern Regional Conference will be held in Philadelphia on April 27 and 28 and has been designed to educate retirement plan practitioners of all types and levels of experience on the latest developments in our industry. READ MORE

Jim Nolan

Jim Nolan

By Jim Nolan4/28/2017 • 0 Comments

The ASPPA Leadership Council is seeking nominations for the Eidson Award, which recognizes significant contributions to ASPPA and/or the private pension system. READ MORE

Andrew Remo

Andrew Remo

By Andrew Remo4/24/2017 • 0 Comments

The Beaver State took another step forward this week to implement the “OregonSaves” program, as the Oregon Retirement Savings Board approved the final rules that will govern the operation of the program. READ MORE

ASPPA Net Staff

ASPPA Net Staff

By ASPPA Net Staff4/28/2017 • 0 Comments

The U.S. Senate has confirmed Alexander Acosta as Secretary of Labor. READ MORE

By ASPPA Net Staff4/28/2017 • 0 Comments

Colorado’s proposal to create a state-sponsored retirement savings program for private-sector workers fell short in a vote in the state Senate on April 26. READ MORE

By ASPPA Net Staff4/28/2017 • 0 Comments

A new survey finds that plan sponsors are enthusiastic about health savings accounts (HSAs), and the vast majority view HSAs as part of their retirement benefits strategy. READ MORE

By ASPPA Net Staff4/27/2017 • 0 Comments

In a White House blog entry posted late on April 26, National Economic Council Director and chief economic advisor to President Trump Gary Cohn reiterated that retirement savings will be protected as tax reform proceeds. READ MORE

By ASPPA Net Staff4/27/2017 • 0 Comments

A new study examines what small business owners in Connecticut think about the state’s new retirement plan and how well they grasp it. READ MORE

By ASPPA Net Staff4/27/2017 • 0 Comments

A new survey of finance executives says 72% of respondents agree that employees' financial wellness is a focus for their organizations, and even more say it is important to ensure that their companies’ employees are educated on key tenets of financial wellness. READ MORE

By ASPPA Net Staff4/25/2017 • 0 Comments

The Pension Benefit Guaranty Corporation (PBGC) has expanded the availability of filing information for those who use “My PAA,” its online premium filing system. READ MORE

By ASPPA Net Staff4/25/2017 • 0 Comments

Senate Majority Leader Mitch McConnell (R-KY) has taken a procedural step to advance the confirmation vote for President Trump’s nominee for Secretary of Labor. READ MORE

By ASPPA Net Staff4/24/2017 • 0 Comments

The Texas Public Employee Retirement Systems (TEXPERS) has released a report on the results of the strategies its local systems have followed for allocation and investment of assets. READ MORE

By ASPPA Net Staff4/21/2017 • 0 Comments

A new blog post by noted ERISA attorney Fred Reish takes a look at requirements that aren’t obvious on the face of the Impartial Conduct Standards. READ MORE

By ASPPA Net Staff4/21/2017 • 0 Comments

Despite the importance of educating 401(k) plan participants to prepare for their retirement by investing well, most programs that purport to do that fail in the attempt, says a recent blog entry. READ MORE

By ASPPA Net Staff4/19/2017 • 0 Comments

Republican members of the House Committee on Education and the Workforce are pushing to see that the applicability date of the fiduciary regulation is fully postponed until the impact has been reassessed. READ MORE

By ASPPA Net Staff4/19/2017 • 0 Comments

Working Americans appear to still be taking their lump (sums), but liking them less, according to a new survey. READ MORE

By ASPPA Net Staff4/18/2017 • 0 Comments

The latest issue of ASPPA’s Plan Consultant magazine has been posted on ASPPA Net. READ MORE

By ASPPA Net Staff4/18/2017 • 0 Comments

The IRS has invited public comments on the Form 5300, Application for Determination for Employee Benefit Plans. READ MORE

By ASPPA Net Staff4/18/2017 • 0 Comments

They say that two heads are better than one — and that certainly seems to be the case with retirement planning. READ MORE

By ASPPA Net Staff4/18/2017 • 0 Comments

The IRS on April 18 announced that it has extended the deadline for certain employers to adopt a DC pre-approved plan and apply for a determination letter, if permissible, from April 30, 2017 to May 1, 2017. READ MORE

By ASPPA Net Staff4/18/2017 • 0 Comments

There hasn’t been participant transfer activity like this since 1997. READ MORE

By ASPPA Net Staff4/17/2017 • 0 Comments

A new survey finds that demographic shifts and employee expectations are redefining the workplace and benefit priorities for plan sponsors — but some things haven't changed. READ MORE

By ASPPA Net Staff4/14/2017 • 0 Comments

Much has been said over the sharp partisan divides in our country. But there are some transcendent matters that bridge the gorge and unite us in a common purpose. And one of them, a recent study finds, is concern over financial security in retirement. READ MORE

By ASPPA Net Staff4/14/2017 • 0 Comments

President Trump has signed legislation that blocks the Obama-era DOL's safe harbor exempting states’ and municipalities’ auto-IRA programs from ERISA. READ MORE

By ASPPA Net Staff4/13/2017 • 0 Comments

Corporate pension plans showed a slight drop in funding in 2016, but there was some good news as well — at least if the 100 largest corporate plans Milliman studies are any indication. READ MORE

By ASPPA Net Staff4/13/2017 • 0 Comments

The DOL has submitted to the OMB the current, 2017 version of the Form 5500 and instructions as a non-material/non-substantive change request. READ MORE

By ASPPA Net Staff4/10/2017 • 0 Comments

Bipartisan, bicameral legislation that would require 401(k) plan sponsors to inform participating workers of the projected monthly income they could expect at retirement has been reintroduced on Capitol Hill. READ MORE

By ASPPA Net Staff4/10/2017 • 0 Comments

We’re looking to shape the next generation of ASPPA, and if you were born after 1982, your perspective — and your voice — is critical in shaping the future direction of your association. READ MORE

By ASPPA Net Staff4/7/2017 • 0 Comments

In a recent blog post, Cammack Retirement’s Tom Ferrara discusses matters to consider when a merger has taken place and has affected a DC plan’s investments. READ MORE

By ASPPA Net Staff4/7/2017 • 0 Comments

April 3 was National Employee Benefits Day, which makes this an appropriate time (although any time really is) to consider the impact of workplace financial education. READ MORE

By ASPPA Net Staff4/5/2017 • 0 Comments

The American Retirement Association has joined as a founding member of the Save Our Savings (SOS) Coalition, an alliance dedicated to protecting Americans’ retirement savings. READ MORE