Nevin Adams

Nevin Adams

By Nevin Adams 7/18/2018 • 0 Comments

A recent report suggests that participants are “clueless” about decumulation. And who can blame them? READ MORE

By Nevin Adams 7/13/2018 • 0 Comments

There was good news – and some not-so-good news – about plan designs and participant behaviors in a recent industry survey. READ MORE

By Nevin Adams 7/12/2018 • 0 Comments

Comments from the American Retirement Association have led to changes in a DOL enforcement letter.
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By Nevin Adams 7/9/2018 • 0 Comments

If you thought all the fiduciary rule litigation was over, think again: Turns out that litigation pending in the U.S. District Court for the District of Minnesota is still, well — pending. READ MORE

By Nevin Adams 7/6/2018 • 0 Comments

As we celebrate the Declaration that marks the birth of this nation, it seems a good time to reflect on some lessons from that experience that hold true even today — and that apply to retirement plans and their administration. READ MORE

John Iekel

John Iekel

By John Iekel 7/27/2018 • 0 Comments

It isn’t hard to find a plan that has invested in TDFs, but it can be hard to find assessments that ask hard questions about them. A recent white paper does just that. READ MORE

By John Iekel 7/27/2018 • 0 Comments

Individuals’ financial information is so valuable that identity thieves will do just about anything to steal it, including gaining entry into retirement plan records that aren’t properly protected. But you can act to prevent a break-in. READ MORE

By John Iekel 7/16/2018 • 0 Comments

The PBGC has published a proposed rule it intends to improve the efficiency of reporting and disclosure of plan information by terminated and/or insolvent multiemployer plans. READ MORE

By John Iekel 7/13/2018 • 0 Comments

A good offense is often the best defense. A maxim used in many contexts, and a July 10 ASPPA Webcast suggests that taking extra care to ensure that your Form 5500 is correct is one of them. READ MORE

By John Iekel 7/12/2018 • 0 Comments

A recent blog post reinforces reasoning regarding how crucial education is in facilitating plan participants’ financial readiness for retirement. READ MORE

By John Iekel 7/11/2018 • 0 Comments

The funded status of the 100 biggest private-sector defined benefit plans improved in June, says a recent report. READ MORE

By John Iekel 7/9/2018 • 0 Comments

The PBGC is seeking approval from the Office of Management and Budget to extend the collection of information concerning regulations related to multiemployer pension plans. READ MORE

By John Iekel 7/6/2018 • 0 Comments

A recent paper argues that financial literacy, and not the length and relative complexity of the information participants receive, is most important in helping participants prepare for financial stability during retirement. READ MORE

By John Iekel 7/5/2018 • 0 Comments

OregonSaves, the state-run auto-IRA program for private-sector workers in Oregon, marked its first anniversary on July 1. READ MORE

By John Iekel 7/3/2018 • 0 Comments

The PBGC is changing the way it provides and announces relief when a disaster happens. READ MORE

By John Iekel 7/2/2018 • 0 Comments

In observance of Independence Day, there will be no ASPPA Connect on Wednesday, July 4, 2018. The Connect will return on Friday, July 6. However, in honor of our nation’s birthday, here are some interesting facts concerning the annual celebration. READ MORE

By John Iekel 7/2/2018 • 0 Comments

Many resources are expended to get people to save for retirement; a recent report argues that plans should help participants use what they have saved in a deliberate way. READ MORE

By John Iekel 7/2/2018 • 0 Comments

A recent paper provides an overview of research on the shortcomings of financial education, why it can fail, and what is successful in helping employees to improve their financial behavior and outcomes. READ MORE

Nevin Adams

Nevin Adams

Nevin Adams

By Nevin Adams7/24/2018 • 0 Comments

Having lost on claims of violating their fiduciary duty of prudence in failing to disclose sales practices that led to a drop in stock value in the firm’s 401(k) plan, plaintiffs got another shot regarding claims that Wells Fargo violated their duty of loyalty to plan participants. READ MORE

By Nevin Adams7/24/2018 • 0 Comments

Which adds up to more retirement income: working 6 months longer or saving 1% more for 30 years? READ MORE

By Nevin Adams7/20/2018 • 0 Comments

It’s said that the devil is in the details – and indeed, bipartisan legislation that claims to lower barriers for small plan adoption might do so at the expense of participants. READ MORE

By Nevin Adams7/16/2018 • 0 Comments

An excessive fee suit that had alleged “astronomical” fees in a $25 million plan has been dismissed. READ MORE

Ted Godbout

Ted Godbout

By Ted Godbout7/30/2018 • 0 Comments

Eleven states and the District of Columbia have filed suit challenging the Department of Labor’s recently finalized association health plan (AHP) rule. READ MORE

By Ted Godbout7/27/2018 • 0 Comments

Key lawmakers and staffers from the House and Senate discussed legislation relevant to retirement plans and offered insights on congressional activity on July 24. READ MORE

By Ted Godbout7/27/2018 • 0 Comments

Securities and Exchange Commissioner Hester Peirce on July 24 argued that the proposed Regulation Best Interest would set clear standards, even though the word “fiduciary” is not directly incorporated in the proposal. READ MORE

By Ted Godbout7/25/2018 • 0 Comments

Building on the tax cuts enacted last year as part of the Tax Cuts and Jobs Act, Rep. Kevin Brady (R-TX), Chairman of the House Ways & Means Committee, released a "Tax Reform 2.0" framework July 24 that he plans to push this fall. READ MORE

By Ted Godbout7/18/2018 • 0 Comments

Two Republican and two Democratic senators have introduced a package of bills that would make “needed reforms” to improve retirement and economic security for individuals and families. READ MORE

By Ted Godbout7/18/2018 • 0 Comments

In addition to being an administrative headache, the inability to locate terminated participants of qualified retirement plans can result in heightened legal risks, a recent blog post reminds readers. READ MORE

By Ted Godbout7/16/2018 • 0 Comments

A new study reveals a number of remarkable developments in plan design trends and participant savings behaviors among small business defined contribution plans. READ MORE

By Ted Godbout7/13/2018 • 0 Comments

Many American workers are still recovering from the Great Recession, but most are focused on saving for retirement and have varying degrees of confidence they will be able to retire comfortably, says a recent study. READ MORE

By Ted Godbout7/13/2018 • 0 Comments

With concerns about healthcare costs looming large for American workers, a key congressional committee just took a major step to boost health savings accounts. READ MORE

By Ted Godbout7/12/2018 • 0 Comments

While few current retirees take a job in their “golden years,” a new study suggests that large percentages of future retirees expect to continue working during retirement, driven by uncertainty about Social Security and their own financial preparedness. READ MORE

By Ted Godbout7/11/2018 • 0 Comments

An annual study that assesses agreement between married partners on communication and knowledge of finances uncovers several disconnects related to their retirement outlook. READ MORE

By Ted Godbout7/6/2018 • 0 Comments

New research reveals that many 401(k) plan participants still do not know what to do with their proverbial “pile of money” at retirement and need guidance. READ MORE

Brian Graff

Brian Graff

By Brian Graff7/6/2018 • 0 Comments

Despite all the change and innovation that has taken place concerning retirement plans, one thing hasn’t changed: the percentage of American workers covered by a workplace retirement plan. READ MORE

Craig Hoffman

Craig Hoffman

Craig Hoffman

By Craig Hoffman7/20/2018 • 0 Comments

After many years of advocacy by the American Retirement Association’s Government Affairs Committee, the IRS has released final regulations allowing for the use of forfeitures to fund QNECs and QMACs. READ MORE

Kim Miller

Kim Miller

By Kim Miller7/17/2018 • 0 Comments

The ASPPA Cincinnati Regional Conference will be held Nov. 12-13, 2018 at the Northern Kentucky Convention Center — and it’s the 10th anniversary celebration! READ MORE

ASPPA Net Staff

ASPPA Net Staff

By ASPPA Net Staff7/31/2018 • 0 Comments

New legislation would give any worker not currently covered by an employer-sponsored retirement plan access to a new type of retirement savings account. READ MORE

By ASPPA Net Staff7/27/2018 • 0 Comments

An unspecified number of participants in plans recordkept by Vanguard were told their loans had been processed. But they hadn’t. READ MORE

By ASPPA Net Staff7/25/2018 • 0 Comments

The Pension Benefit Guaranty Corporation announced July 25 that it has launched a new web page that compiles PBGC officials’ responses to questions received from practitioners about Title IV requirements. READ MORE

By ASPPA Net Staff7/25/2018 • 0 Comments

Big plans may have more assets (and larger fees), but new data suggests that there’s more promise in focusing sales efforts on small and mid-sized plans. READ MORE

By ASPPA Net Staff7/24/2018 • 0 Comments

The PBGC announced July 23 that the agency has changed its mailing addresses for premium payments and correspondence and enhanced the My PAA e-filing system. READ MORE

By ASPPA Net Staff7/17/2018 • 0 Comments

Summer can be a great time to catch up on continuing education credits — and ASPPA has plenty of easy-to-access alternatives and great information on compelling topics. READ MORE

By ASPPA Net Staff7/16/2018 • 0 Comments

The American Retirement Association will be performing scheduled maintenance on its digital learning products; from 8 a.m. on July 20 through 9 a.m. on July 23, online exams, modules, recorded webcasts and digital study material will be unavailable. READ MORE

By ASPPA Net Staff7/16/2018 • 0 Comments

A bipartisan bill that sponsors say will provide greater flexibility and access to small business employees and their employers seeking to utilize SIMPLE plans as a retirement saving option is before the Senate. READ MORE

By ASPPA Net Staff7/3/2018 • 0 Comments

Ascensus announced July 3 that it is acquiring INTAC Actuarial Services, Inc., which will become part of Ascensus’ expanding TPA Solutions Division. READ MORE

ARA Staff

ARA Staff

By ARA Staff7/2/2018 • 0 Comments

Rumors notwithstanding, the House Ways & Means Committee tells the American Retirement Association, the committee has no plans to revisit Rothification as part of the new tax reform discussions. READ MORE

Jack Towarnicky

Jack Towarnicky

By Jack Towarnicky7/27/2018 • 0 Comments

In part three of a three-part series concerning retirement preparedness, we confirm that there is no solution for workers who do not have retirement preparation as a priority. READ MORE

By Jack Towarnicky7/18/2018 • 0 Comments

In Part 2 of a three-part series on retirement in America, we look at the decline of traditional pension plans and the rise of defined contribution plans. READ MORE

By Jack Towarnicky7/13/2018 • 0 Comments

A recent article misrepresents the facts related to the decline of employer-sponsored pension plans. Employer-sponsored, individual account retirement savings plans continue to be the best vehicle for improving long-term outcomes for American workers. READ MORE