Industry Trends and Research

“Industry Trends and Research” covers significant research and trends impacting ASPPA members' practices.


 

 

Industry Trends and Research

Industry Trends and Research

By ASPPA Net Staff9/4/2014 • 0 Comments

Good news: the vast majority of Gen X workers are participating in employer-sponsored retirement plans. And their median contribution rate is 7% and they started at a median age of 27. Still, less than a quarter say that saving for retirement is their greatest financial priority at present. READ MORE

By ASPPA Net Staff9/3/2014 • 0 Comments

Any requests for employee plan determination letters from the IRS must be accompanied by Form 8717, and requests for opinion or advisory letters must include new Form 8717-A. But be sure you use the latest version of Form 8717, now called the User Fee for Employee Plan Determination Letter Request — the IRS has updated it, and requires that the latest version be used. READ MORE

By ASPPA Net Staff9/3/2014 • 0 Comments

The U.S. Census Bureau has published its annual survey of public pensions. The 2013 Survey of Public Pensions: State-Administered Defined Benefit Data provides revenues, expenditures, financial assets, membership and liabilities information for DB public pension systems. READ MORE

By Andrew Remo9/2/2014 • 0 Comments

Its authors may not have led with that title, but a recent paper calls for wholesale changes to the way Americans currently save for retirement, including suspending all defined contribution savings arrangements. One is inclined to give the authors credit for coming up with a new alternative, but the reality is that their proposal is a cobbled-together mish-mash of ideas that have been tried before. READ MORE

By Nevin Adams9/2/2014 • 0 Comments

Forty years ago today, President Gerald Ford signed ERISA into law. In this week’s column, Nevin Adams offers his perspective on ERISA’s impact on Americans’ efforts to be better prepared financially for their retirement years.
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By ASPPA Net Staff9/2/2014 • 0 Comments

Whether you were a “dazed and confused” high schooler, worried about Watergate, or no more than a twinkle in your parents’ eyes – 1974 – and the Employee Retirement Income Security Act – would (thankfully) prove to have more staying power than puka shell necklaces, bell bottoms, or polyester leisure suits. READ MORE

By John Iekel8/29/2014 • 0 Comments

The gender gap in retirement savings is closing. In fact, it could be on course to reverse the long-standing predominance of men's retirement savings rates, says a recent study by MassMutual. 
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By Nevin Adams8/29/2014 • 0 Comments

A new report from Ernst & Young offers a global perspective and some key findings on the challenges and opportunities of various retirement markets. READ MORE

By Nevin Adams8/28/2014 • 0 Comments

The U.S. Census Bureau has published its annual survey of public pensions. The 2013 Survey of Public Pensions: State-Administered Defined Benefit Data provides revenues, expenditures, financial assets, membership and liabilities information for DB public pension systems. READ MORE

By John Iekel8/28/2014 • 0 Comments

We’re living longer than ever. But no one told the economy that, so for most of us saving enough to cover our expenses late in life after we’ve retired takes planning and good choices. Recent pieces from The Wall Street Journal and the Brookings Institution highlight expanded options but counsel care in making selections.  READ MORE

By Nevin Adams8/27/2014 • 0 Comments

While every pension plan has its own unique set of circumstances, a new analysis by the BNY Mellon Investment Strategy and Solutions Group (ISSG), finds that financial services, energy and consumer staples have the best funded defined benefit plans.
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By Nevin Adams8/27/2014 • 0 Comments

It is routinely reported that “10,000 Baby Boomers are retiring every day”, and yet surveys continue to indicate that Americans plan to postpone retirement.   READ MORE

By Andrew Remo8/27/2014 • 0 Comments

A new academic paper, unveiled at the 16th Annual Meeting of the Retirement Research Consortium held Aug. 7-8, concludes that the net benefits of Social Security combined with the tax benefits for retirement savings are larger as a share of income for lower-earning workers than for higher-earning workers. READ MORE

By Nevin Adams8/25/2014 • 0 Comments

With the official report not due until September, a draft report released by the Oregon legislature's Task Force on Oregon Retirement Savings offers a blueprint of a proposed new mandatory auto-IRA program for the state. 

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By ASPPA Net Staff8/25/2014 • 0 Comments

According to recent reports, a sizable portion of U.S. adults say they are not financially ready to retire — but mitigating that sobering news at least somewhat is that many know it. And those reports offer some suggestions for how to increase that readiness.

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By Nevin Adams8/21/2014 • 0 Comments

Seen those reports that Gen Xer retirements are looking to be even more bleak than that of Baby Boomers? Well, you might want to take another look. A new report from EBRI calls out two of those reports for ignoring some pretty basic assumptions in their analyses.

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By Nevin Adams8/18/2014 • 0 Comments

The SEC on Aug. 11 announced securities fraud charges against the state of Kansas, claiming that the state failed to disclose that the state’s pension system was significantly underfunded, and that the unfunded pension liability created a repayment risk for investors in those bonds.


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By John Iekel7/24/2014 • 0 Comments

This year’s ASPPA Annual Conference features a new opportunity for business leaders to network, discuss best practices and meet with peers. We’ve just added a reception for business leaders to the conference program, providing an event at which you can interact with others who share your interests and concerns. The reception will be sponsored by PensionPro Software, LLC.
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By John Iekel7/15/2014 • 0 Comments

Millennials’ embrace of savings is robust, says a report the Transamerica Center for Retirement Studies issued on July 15. The report says that employees born between 1979 and 1996 have a strong interest in saving and preparing for retirement.  READ MORE

By John Iekel7/9/2014 • 0 Comments

The Department of Labor’s Employee Benefits Security Administration has announced that its ERISA Advisory Council will be examining issues and considerations related to facilitating lifetime retirement plan participation. In explaining its rationale for doing so, it cites the recent movement of participant assets out of defined contribution and defined benefit plans, and into retirement accounts not covered by ERISA — such as IRAs or other savings accounts — or as plan distributions.  READ MORE

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