Industry Trends and Research

“Industry Trends and Research” covers significant research and trends impacting ASPPA members' practices.


 

 

Industry Trends and Research

Industry Trends and Research

By Nevin Adams8/27/2014 • 0 Comments

While every pension plan has its own unique set of circumstances, a new analysis by the BNY Mellon Investment Strategy and Solutions Group (ISSG), finds that financial services, energy and consumer staples have the best funded defined benefit plans.
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By Nevin Adams8/27/2014 • 0 Comments

It is routinely reported that “10,000 Baby Boomers are retiring every day”, and yet surveys continue to indicate that Americans plan to postpone retirement.   READ MORE

By Andrew Remo8/27/2014 • 0 Comments

A new academic paper, unveiled at the 16th Annual Meeting of the Retirement Research Consortium held Aug. 7-8, concludes that the net benefits of Social Security combined with the tax benefits for retirement savings are larger as a share of income for lower-earning workers than for higher-earning workers. READ MORE

By Nevin Adams8/25/2014 • 0 Comments

With the official report not due until September, a draft report released by the Oregon legislature's Task Force on Oregon Retirement Savings offers a blueprint of a proposed new mandatory auto-IRA program for the state. 

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By ASPPA Net Staff8/25/2014 • 0 Comments

According to recent reports, a sizable portion of U.S. adults say they are not financially ready to retire — but mitigating that sobering news at least somewhat is that many know it. And those reports offer some suggestions for how to increase that readiness.

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By Nevin Adams8/21/2014 • 0 Comments

Seen those reports that Gen Xer retirements are looking to be even more bleak than that of Baby Boomers? Well, you might want to take another look. A new report from EBRI calls out two of those reports for ignoring some pretty basic assumptions in their analyses.

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By Nevin Adams8/18/2014 • 0 Comments

The SEC on Aug. 11 announced securities fraud charges against the state of Kansas, claiming that the state failed to disclose that the state’s pension system was significantly underfunded, and that the unfunded pension liability created a repayment risk for investors in those bonds.


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By John Iekel7/24/2014 • 0 Comments

This year’s ASPPA Annual Conference features a new opportunity for business leaders to network, discuss best practices and meet with peers. We’ve just added a reception for business leaders to the conference program, providing an event at which you can interact with others who share your interests and concerns. The reception will be sponsored by PensionPro Software, LLC.
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By John Iekel7/15/2014 • 0 Comments

Millennials’ embrace of savings is robust, says a report the Transamerica Center for Retirement Studies issued on July 15. The report says that employees born between 1979 and 1996 have a strong interest in saving and preparing for retirement.  READ MORE

By John Iekel7/9/2014 • 0 Comments

The Department of Labor’s Employee Benefits Security Administration has announced that its ERISA Advisory Council will be examining issues and considerations related to facilitating lifetime retirement plan participation. In explaining its rationale for doing so, it cites the recent movement of participant assets out of defined contribution and defined benefit plans, and into retirement accounts not covered by ERISA — such as IRAs or other savings accounts — or as plan distributions.  READ MORE

By John Iekel6/26/2014 • 0 Comments

Early withdrawals — loans taken against plan balances, hardship withdrawals and retirement account payouts when changing jobs — can provide participants quick infusions of cash that help meet pressing needs. But these forms of “leakage” can come at the expense of their future retirement security. A new analysis by the Employee Benefit Research Institute (EBRI) provides empirical data on the full impact of leakage on 401(k) balances.  READ MORE

By John Iekel6/26/2014 • 0 Comments

Proposed increases in Pension Benefit Guaranty Corporation premiums are a fool’s errand at best, says a report prepared for the American Benefits Council (ABC). “Further PBGC Premium Increases Pose Greatest Threat to Pension System,” a report Quantria Strategies, LLC prepared for the ABC, warns that it would it be more than pointless to raise PBGC premiums — it would be counterproductive. 
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By John Iekel6/26/2014 • 0 Comments

At their current savings rate, many Americans will have tough choices to make as they age. Not only that, but a low savings rate has broader serious implications for the U.S. economy and its solvency. “Another Penny Saved: The Benefits of Higher U.S. Household Saving,” a paper by Oxford Economics, paints a sobering picture of the current savings rate and its consequences for retirement. But it also offers some suggestions regarding how to address and maybe even reverse it, and what could result from that. READ MORE

By John Iekel6/24/2014 • 0 Comments

Critics of 401(k)s argue that they will not deliver on what they promised. But MSN Money reports that the Employee Benefits Research Institute (EBRI) has provided empirical evidence that their assessments may be very much off the mark. 
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By John Iekel6/18/2014 • 0 Comments

Investment committee members generally are satisfied with the diversity of the committees to which they belong, according to a study by Vanguard. Nearly 30 percent defined diversity of their investment committee in terms of members’ backgrounds, and nearly 40 percent said it concerned the experience and expertise of its members. 
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By John Iekel6/11/2014 • 0 Comments

Have you voted yet in the market research ASPPA is conducting? The results are rolling in, but you can still participate in ASPPA’s effort to identify industry trends that regularly cause the most pain.  READ MORE

By John Iekel6/11/2014 • 0 Comments

Which factors most influence plan sponsors when they choose a plan provider? At the top of the list: trustworthiness and customer service, according to a new survey conducted by the National Association of Retirement Plan Participants (NARPP). Next are technology, education, administrative service and pricing, according to a Planadvisor article.  READ MORE

By John Iekel6/9/2014 • 0 Comments

Plan sponsors are committed to helping plan participants prepare for their retirement, says a study Brightwork conducted for the Principal Financial Group. The study looked at the responses of 283 plan sponsors, all of whom offer a 401(k), have more than 50 eligible employees and use the services of a paid professional to help them choose and monitor investment and service providers, design plans, conduct enrollment meetings and resolve problems with service providers.  READ MORE

By John Iekel6/8/2014 • 0 Comments

The federal government and U.S. workers agree that the Affordable Care Act (ACA) — a.k.a. Obamacare — will affect the timing of retirements. However, IFAwebnews reports that there’s a wide gap between what the government and many workers expect that effect to be, according to a survey conducted for MoneyRates.com.

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By John Iekel6/8/2014 • 0 Comments

ASPPA is conducting market research with TPAs and consultants in mind to help develop our educational offerings. Please take five minutes to participate in a fun, interactive online voting tool — tell us what industry trend regularly causes you the most pain and prevents you from becoming more successful.  READ MORE

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