Industry Trends and Research

“Industry Trends and Research” covers significant research and trends impacting ASPPA members' practices.


 

 

Industry Trends and Research

Industry Trends and Research

By John Iekel9/10/2014 • 0 Comments

The Garden State is the latest state whose credit rating has suffered due to a pension funding shortfall. Credit agencies have downgraded their ratings of New Jersey debt due to the state’s worsening pension funding ratio.
READ MORE

By Lauren Bloom9/10/2014 • 0 Comments

While the World Wide Web is now nearly 20 years old, the globe-spanning, virtual reality of our digital age offers unprecedented opportunities to learn, connect, educate, and advertise. It also presents a multitude of ethical pitfalls and challenges with which previous generations never had to contend.
READ MORE

By ASPPA Net Staff9/10/2014 • 0 Comments

ASPPA and PenChecks have partnered to offer four scholarships to individuals interested in pursuing ASPPA’s Qualified 401(k) Administrator (QKA) credential. The scholarship application deadline is Sept. 30. READ MORE

By John Iekel9/8/2014 • 0 Comments

The IRS has released a draft of the Form 5500-EZ to be used for 2014 reporting. The draft is only for information purposes — it cannot be filed. Nonetheless, the draft provides an advance look at what the version to be used for filing probably will contain and require.
READ MORE

By John Iekel9/8/2014 • 0 Comments

In the last 15 years, there has been a wide redistribution of corporate resources regarding retirement benefits, and that includes a sharp shift from offering defined benefit plans. That reorientation, which in many cases is from DB plans to defined contribution plans, carries opportunities but also risks for employers as well as employees, a new report by Towers Watson indicates.

READ MORE

By Nevin Adams9/5/2014 • 0 Comments

A new report from the Federal Reserve finds that while retirement plan participation remained relatively flat over the past three years, the median and average value of those retirement plan accounts rose “substantially.” The report also noted that ownership of those accounts slipped below 50% in 2013, though participation levels rebounded slightly for upper-middle income families. READ MORE

By ASPPA Net Staff9/4/2014 • 0 Comments

Good news: the vast majority of Gen X workers are participating in employer-sponsored retirement plans. And their median contribution rate is 7% and they started at a median age of 27. Still, less than a quarter say that saving for retirement is their greatest financial priority at present. READ MORE

By ASPPA Net Staff9/3/2014 • 0 Comments

Any requests for employee plan determination letters from the IRS must be accompanied by Form 8717, and requests for opinion or advisory letters must include new Form 8717-A. But be sure you use the latest version of Form 8717, now called the User Fee for Employee Plan Determination Letter Request — the IRS has updated it, and requires that the latest version be used. READ MORE

By ASPPA Net Staff9/3/2014 • 0 Comments

The U.S. Census Bureau has published its annual survey of public pensions. The 2013 Survey of Public Pensions: State-Administered Defined Benefit Data provides revenues, expenditures, financial assets, membership and liabilities information for DB public pension systems. READ MORE

By Andrew Remo9/2/2014 • 0 Comments

Its authors may not have led with that title, but a recent paper calls for wholesale changes to the way Americans currently save for retirement, including suspending all defined contribution savings arrangements. One is inclined to give the authors credit for coming up with a new alternative, but the reality is that their proposal is a cobbled-together mish-mash of ideas that have been tried before. READ MORE

By ASPPA Net Staff9/2/2014 • 0 Comments

Whether you were a “dazed and confused” high schooler, worried about Watergate, or no more than a twinkle in your parents’ eyes – 1974 – and the Employee Retirement Income Security Act – would (thankfully) prove to have more staying power than puka shell necklaces, bell bottoms, or polyester leisure suits. READ MORE

By Nevin Adams9/2/2014 • 0 Comments

Forty years ago today, President Gerald Ford signed ERISA into law. In this week’s column, Nevin Adams offers his perspective on ERISA’s impact on Americans’ efforts to be better prepared financially for their retirement years.
READ MORE

By John Iekel8/29/2014 • 0 Comments

The gender gap in retirement savings is closing. In fact, it could be on course to reverse the long-standing predominance of men's retirement savings rates, says a recent study by MassMutual. 
READ MORE

By Nevin Adams8/29/2014 • 0 Comments

A new report from Ernst & Young offers a global perspective and some key findings on the challenges and opportunities of various retirement markets. READ MORE

By Nevin Adams8/28/2014 • 0 Comments

The U.S. Census Bureau has published its annual survey of public pensions. The 2013 Survey of Public Pensions: State-Administered Defined Benefit Data provides revenues, expenditures, financial assets, membership and liabilities information for DB public pension systems. READ MORE

By John Iekel8/28/2014 • 0 Comments

We’re living longer than ever. But no one told the economy that, so for most of us saving enough to cover our expenses late in life after we’ve retired takes planning and good choices. Recent pieces from The Wall Street Journal and the Brookings Institution highlight expanded options but counsel care in making selections.  READ MORE

By Nevin Adams8/27/2014 • 0 Comments

While every pension plan has its own unique set of circumstances, a new analysis by the BNY Mellon Investment Strategy and Solutions Group (ISSG), finds that financial services, energy and consumer staples have the best funded defined benefit plans.
READ MORE

By Nevin Adams8/27/2014 • 0 Comments

It is routinely reported that “10,000 Baby Boomers are retiring every day”, and yet surveys continue to indicate that Americans plan to postpone retirement.   READ MORE

By Andrew Remo8/27/2014 • 0 Comments

A new academic paper, unveiled at the 16th Annual Meeting of the Retirement Research Consortium held Aug. 7-8, concludes that the net benefits of Social Security combined with the tax benefits for retirement savings are larger as a share of income for lower-earning workers than for higher-earning workers. READ MORE

By Nevin Adams8/25/2014 • 0 Comments

With the official report not due until September, a draft report released by the Oregon legislature's Task Force on Oregon Retirement Savings offers a blueprint of a proposed new mandatory auto-IRA program for the state. 

READ MORE

«« First |1 2 3 4 5 6 7 ... 30 31 32 33 34 35 | Last ››