Defined Contribution Plans

This broadly defined station houses posts about topics that encompass all types of employer-provided defined contribution plans — not just 401(k)s. These include plans in other countries, etc.

 

 

 

Defined Contribution Plans

Defined Contribution Plans

By Nevin Adams5/19/2015 • 0 Comments

Those looking for a bright line of illumination from the U.S. Supreme Court on fiduciary responsibilities in a 401(k) revenue-sharing case were likely disappointed May 18. READ MORE

By ASPPA Net Staff5/7/2015 • 0 Comments

The IRS has put in place new ways to correct elective deferral errors in 403(b) and 401(k) plans, and accordingly has updated its webpage and included coverage in Issue 2015-5 of Employee Plans News. READ MORE

By ASPPA Net Staff3/20/2015 • 0 Comments

The IRS on March 19 announced that it has extended temporary relief from nondiscrimination rules for certain closed defined benefit plans under Internal Revenue Code Section 401(a)(4) for another year. READ MORE

By John Iekel3/9/2015 • 0 Comments

Identical bills before both chambers of the Iowa legislature would end state taxation of pensions and other forms of retirement income — but only through 2020.

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By Mike Bushnell3/3/2015 • 0 Comments

Many plan sponsors said they would make changes to their target date funds last year; a recent study by Callan Associates shows that many of them were true to their word.
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By Nevin Adams2/25/2015 • 0 Comments

A 401(k) revenue-sharing lawsuit finally got its day before the U.S. Supreme Court.
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By ASPPA Net Staff2/23/2015 • 0 Comments

What kind of retirement plan is available to private and public employees and how many assets are available in each kind continues to vary, according to a recent report. READ MORE

By Mike Bushnell2/17/2015 • 0 Comments

Buoyed by a rising stock market, most defined contribution plan participants stayed the course, according to a new survey published by the Investment Company Institute. READ MORE

By ASPPA Net Staff2/10/2015 • 0 Comments

The world’s pension assets grew 6% last year, and now amount to around 84% of global Gross Domestic Product, substantially higher than the 54% recorded in 2008.
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By Nevin Adams2/3/2015 • 0 Comments

There is something of a feeling of déjà vu in President Obama’s budget proposal, certainly regarding workplace retirement plans. READ MORE

By ASPPA Net Staff2/2/2015 • 0 Comments

Deferral and savings rates in 401(k) plans improved at a stronger rate than expected in 2014, recent studies reveal.
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By ASPPA Net Staff1/29/2015 • 0 Comments

Remember the importance of 401(k) plan committees, which can exercise their fiduciary responsibility through meetings and quarterly reviews. READ MORE

By ASPPA Net Staff10/6/2014 • 0 Comments

The number of private sector defined contribution plans and participants continues to expand, while defined benefit plans distributed more than they took in, according to just-published statistics from the Department of Labor.
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By John Iekel10/2/2014 • 0 Comments

The digital world offers revolutionary means to communicate, store and share data. But using it in a responsible and ethical manner is as important as it is challenging, as Lauren Bloom, an expert on professional ethics and risk management, pointed out in the recent ASPPA webcast, “Ethics and Professionalism in the Digital Age.”

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By Andrew Remo9/29/2014 • 0 Comments

Lobbying groups representing minority investment fund managers, backed by key Democratic members of Congress, recently met with key administration officials to press the case for doing business with minority and women-owned firms.
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By Andrew Remo9/2/2014 • 0 Comments

Its authors may not have led with that title, but a recent paper calls for wholesale changes to the way Americans currently save for retirement, including suspending all defined contribution savings arrangements. One is inclined to give the authors credit for coming up with a new alternative, but the reality is that their proposal is a cobbled-together mish-mash of ideas that have been tried before. READ MORE

By Ray Harmon7/24/2014 • 0 Comments

In a piece published in The New York Times on Tuesday, July 22, Gene B. Sperling, former Director of the Economic Council under the Office of White House Policy for President Obama, put on a white lab coat and diagnosed the tax incentive system for private retirement savings with a serious illness by cherrypicking data points to paint his desired picture. It’s no surprise that during Sperling’s time working for Obama, the President borrowed his favorite line and called the system “upside-down.” I criticized the President then for that misdiagnosis and I’ll criticize “Doctor” Sperling now for it too. 
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By John Iekel7/21/2014 • 0 Comments

Target date funds (TDFs) are growing and likely to comprise a larger percentage of 401(k) assets, says Paladin Registry, an independent educational resource for investors.  READ MORE

By John Iekel7/2/2014 • 0 Comments

The Treasury Department issued a rule July 1 that essentially allows employees to convert part of their IRA or 401(k) balances into a longevity annuity. Under the rule, an IRA or 401(k) can allow participants to use $125,000 or up to 25 percent of their IRA or 401(k) — whichever is less — to buy a longevity annuity. The dollar limit will be adjusted for inflation in $10,000 increments.  READ MORE

By John Iekel7/1/2014 • 0 Comments

Nondiscrimination tests, sometimes described as the “rocket science” of the tax compliance world, can make an employer run afoul. And that’s exactly what happened to 57,277 of the 401(k) plans that Judy Diamond Associates reports in a study it recently released. The study says that the plans in question failed the most recent nondiscrimination tests they conducted in compliance with IRS regulations.  READ MORE

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