Retirement Income

We’re seeing greater emphasis on new ways to provide plan participants with retirement income options, driven primarily by policymakers at the Department of Labor and greater demand among plan sponsors. Here you’ll find coverage of news and developments in Washington, as well as new products and plan design changes like stream of payment options as alternatives to lump sum distributions.


Retirement Income

Retirement Income

By ASPPA Net Staff12/18/2015 • 0 Comments

With potential clients one has a brief chance to make a pitch, capture attention and attract a client’s loyalty — and then one has to retain it. “Elevator Pitches — and Retaining a Client’s Loyalty,” an article that appeared in the Fall 2015 edition of Plan Consultant, discusses how this can make a real difference for a practice. READ MORE

By ASPPA Net Staff12/17/2015 • 0 Comments

Among the strongest trends of the outgoing year: growth in employee engagement in their financial wellness, use of annuities and offerings of QLACs, say two recently released studies, and next year may bring more of the same. READ MORE

By ASPPA Net Staff12/1/2015 • 0 Comments

Multiemployer defined benefit plans show stability and then some, according to a recent study that says they are enjoying sustained recovery from the Great Recession.
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By ASPPA Net Staff11/30/2015 • 0 Comments

The PBGC has reported that in federal fiscal year 2015 the agency paid millions of dollars to support multiemployer pension plans and billions to people covered by pension plans that failed, and that its multiemployer program and its single-employer program ran deeper in debt. READ MORE

By Andrew Remo11/30/2015 • 0 Comments

The Financial Services Roundtable recently hosted an event on Capitol Hill that amounted to a retirement counseling session for Millennials working in Congress. READ MORE

By ASPPA Net Staff11/25/2015 • 0 Comments

The Obama Administration recently unveiled its myRA program, a federal effort to encourage retirement savings and provide an easy, low-impact way for those who do not participate in a retirement plan to set something aside; Chris Carosa discusses arguments pro and con. READ MORE

By ASPPA Net Staff11/25/2015 • 0 Comments

A new study challenges the notion that the tax deferral basis of the current U.S. retirement savings system is “upside down” and finds that the benefits of the U.S. retirement system are progressive. READ MORE

By ASPPA Net Staff11/20/2015 • 0 Comments

A new study finds that most workers strongly disagree with the statement, “My employer is responsible for providing for my retirement.” READ MORE

By ASPPA Net Staff11/18/2015 • 0 Comments

Recent studies look at the factors behind the need of the "Sandwich Generation" and the Millennials to save more and explain why it is hard for them to do so. READ MORE

By ASPPA Net Staff11/18/2015 • 0 Comments

Underestimating how much one will need to be financially prepared for retirement is rife, and that can have serious consequences, says a study by the American Institute of Certified Public Accountants (AICPA). READ MORE

By ASPPA Net Staff11/17/2015 • 0 Comments

Overall, more than two in five Americans say the economy most affects their spending habits, according to a survey Bank of America and Merrill Edge have released, but the effects on saving and spending vary by generation. READ MORE

By Nevin Adams11/17/2015 • 0 Comments

Retirement seems close for some, but whether you’ve been saving or not, or not saving enough — here are six things Boomers need to know about saving for retirement. READ MORE

By Nevin Adams 11/11/2015 • 0 Comments

Despite a growing awareness of the importance of retirement income planning, a recent survey finds nearly half of plan sponsors offer no income-oriented products to their participants. READ MORE

By Nevin Adams 11/9/2015 • 0 Comments

People who don’t have access to a plan at work don’t save for retirement; here’s why small business owners should care. READ MORE

By Andrew Remo11/6/2015 • 0 Comments

The Windy City played host in the first week of November to a gathering focused on developing ideas to address America’s retirement savings challenge — but government-run solutions dominated the conversation. READ MORE

By Ray Harmon11/6/2015 • 0 Comments

“In my 40 years of doing this, I never thought I’d see the day we’d have a president giving us direct instructions …” [on state-run, automatic enrollment IRA programs], Assistant Secretary of Labor Phyllis Borzi told the ERISA Advisory Council Nov. 3-4. READ MORE

By ASPPA Net Staff11/5/2015 • 0 Comments

The Treasury Department has officially launched its MyRA program on a national basis, hoping to “create a savings habit that will grow,” according to Treasury Secretary Jacob Lew. READ MORE

By Judy Miller10/30/2015 • 0 Comments

The details of a new budget deal have been released, and Congress has once again gone to the defined benefit pension well to pay for a budget deal. READ MORE

By ASPPA Net Staff10/30/2015 • 0 Comments

Christopher Carosa provides a look at what a panel of four retirees told attendees at a recent TD Ameritrade Advocacy Summit about what they wish they had known about being ready for retirement when they were as old as the Millennials are now. READ MORE

By ASPPA Net Staff10/29/2015 • 0 Comments

The IRS issued a reminder in IR-2015-122 on Oct. 29 that those born before July 1, 1945 generally must receive payments from their IRAs by Dec. 31. READ MORE

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