Retirement Income

We’re seeing greater emphasis on new ways to provide plan participants with retirement income options, driven primarily by policymakers at the Department of Labor and greater demand among plan sponsors. Here you’ll find coverage of news and developments in Washington, as well as new products and plan design changes like stream of payment options as alternatives to lump sum distributions.

Retirement Income

Retirement Income

By ASPPA Net Staff4/15/2016 • 0 Comments

Some retirees and IRA holders who turned age 70½ in 2015 had to take required minimum distributions by April 1; others must take them by New Year’s Eve. FINRA has taken the opportunity to update its treatment of common questions about RMDs and IRAs. READ MORE

By Nevin Adams 4/14/2016 • 0 Comments

A new report claims that while portability is frequently cited as an obstacle to offering a lifetime income product, portability solutions and options are available today but are not well recognized. READ MORE

By ASPPA Net Staff4/14/2016 • 0 Comments

A new survey says that 77% of Americans over the age of 40 don’t know how much they can withdraw without running out of money, though it’s hard not to see that as a conservative figure. READ MORE

By ASPPA Net Staff4/14/2016 • 0 Comments

A recent study found that the most retirement-savvy generation may be — of all things — the Millennials! READ MORE

By ASPPA Net Staff4/11/2016 • 0 Comments

The good news for low income workers is that they may not have the big retirement savings challenge they’ve been worried about. There is bad news, however. READ MORE

By Nevin Adams 4/8/2016 • 0 Comments

A new study suggests that if we could overcome certain behavioral tendencies, we could increase retirement savings by at least 12% — and perhaps quite a bit more. READ MORE

By Nevin Adams 4/8/2016 • 0 Comments

We often couch savings decisions in simple terms: foregoing that trip to Starbucks or bringing your lunch to work rather than going out. The decision to save is just that — a decision, a choice. READ MORE

By Nevin Adams 4/1/2016 • 0 Comments

A survey as sweeping and long-standing (26 years) as the Retirement Confidence Survey has plenty of insights to draw on — but, boiled down to its essence,here are the key points. READ MORE

By Andrew Remo4/1/2016 • 0 Comments

Despite some persistent rumors and underhanded marketing to the contrary, the Illinois Secure Choice Savings Program Act provides that employers that already have a retirement plan are excluded from the law. READ MORE

By ASPPA Net Staff3/28/2016 • 0 Comments

No fooling — some retirees and IRA holders must take required minimum distributions (RMDs) by April 1. READ MORE

By Nevin Adams3/25/2016 • 0 Comments

I can pretty well assure you that the resilience in confidence won’t be the focus of most of the coverage of the Retirement Confidence Survey, even though the results show it. READ MORE

By ASPPA Net Staff3/25/2016 • 0 Comments

Living longer is only part of the new old age — and understanding demographics and market opportunity will help fiduciaries better meet retirees' needs, notes Joe Coughlin, Ph.D., founder and Director of the Massachusetts Institute of Technology AgeLab. READ MORE

By ASPPA Net Staff3/22/2016 • 0 Comments

Despite taking a beating during a tumultuous period in the markets, America’s retirement confidence proved to be resilient, if not its level of preparation. READ MORE

By Nevin Adams 3/21/2016 • 0 Comments

A recent ruling reminds us of the importance of ensuring that plan beneficiary designations are up to date — and that plans should have a documented procedure for how such changes are to take place. READ MORE

By ASPPA Net Staff3/15/2016 • 0 Comments

The Board of Governors of the Federal Reserve, in its latest quarterly report about U.S. financial accounts, provides information on how defined benefit funds fared from a variety of perspectives during the fourth quarter of 2015. READ MORE

By ASPPA Net Staff3/11/2016 • 0 Comments

When are sequence-of-returns risk and retirement date of concern? Are they issues only after retirement begins and then progresses? Michael Kitces in a recent Nerd’s Eye View blog post addresses these matters. READ MORE

By ASPPA Net Staff3/11/2016 • 0 Comments

A new report notes that 50% of Boomers did a retirement projection in 2015, up (slightly) from 2014; unfortunately, this resulted in the biggest increase among the generations in the percentage that now realize they are not on track for retirement, READ MORE

By Andrew Remo3/11/2016 • 0 Comments

The Connecticut Retirement Security Board has introduced legislation that creates a state-run plan for the private sector and would force employers that already have retirement plans in place to enroll workers who do not have to be covered under ERISA in the state-run program. READ MORE

By ASPPA Net Staff3/8/2016 • 0 Comments

Standard & Poors reported on March 3 that pension funding for the S&P 1500 and S&P 500 fell in February, but the drop was much less than during the previous month. READ MORE

By ASPPA Net Staff3/3/2016 • 0 Comments

The Department of Labor is planning to study how retirement planning strategies and decisions evolve — and it would like to know what you think about the effort. READ MORE

«« First |1 2 3 4 5 6 7 ... 24 25 26 27 28 29 30 31 32 33 34 35 36 | Last ››