Retirement Income

We’re seeing greater emphasis on new ways to provide plan participants with retirement income options, driven primarily by policymakers at the Department of Labor and greater demand among plan sponsors. Here you’ll find coverage of news and developments in Washington, as well as new products and plan design changes like stream of payment options as alternatives to lump sum distributions.

Retirement Income

Retirement Income

By Nevin Adams 4/1/2016 • 0 Comments

A survey as sweeping and long-standing (26 years) as the Retirement Confidence Survey has plenty of insights to draw on — but, boiled down to its essence,here are the key points. READ MORE

By Andrew Remo4/1/2016 • 0 Comments

Despite some persistent rumors and underhanded marketing to the contrary, the Illinois Secure Choice Savings Program Act provides that employers that already have a retirement plan are excluded from the law. READ MORE

By ASPPA Net Staff3/28/2016 • 0 Comments

No fooling — some retirees and IRA holders must take required minimum distributions (RMDs) by April 1. READ MORE

By Nevin Adams3/25/2016 • 0 Comments

I can pretty well assure you that the resilience in confidence won’t be the focus of most of the coverage of the Retirement Confidence Survey, even though the results show it. READ MORE

By ASPPA Net Staff3/25/2016 • 0 Comments

Living longer is only part of the new old age — and understanding demographics and market opportunity will help fiduciaries better meet retirees' needs, notes Joe Coughlin, Ph.D., founder and Director of the Massachusetts Institute of Technology AgeLab. READ MORE

By ASPPA Net Staff3/22/2016 • 0 Comments

Despite taking a beating during a tumultuous period in the markets, America’s retirement confidence proved to be resilient, if not its level of preparation. READ MORE

By Nevin Adams 3/21/2016 • 0 Comments

A recent ruling reminds us of the importance of ensuring that plan beneficiary designations are up to date — and that plans should have a documented procedure for how such changes are to take place. READ MORE

By ASPPA Net Staff3/15/2016 • 0 Comments

The Board of Governors of the Federal Reserve, in its latest quarterly report about U.S. financial accounts, provides information on how defined benefit funds fared from a variety of perspectives during the fourth quarter of 2015. READ MORE

By ASPPA Net Staff3/11/2016 • 0 Comments

When are sequence-of-returns risk and retirement date of concern? Are they issues only after retirement begins and then progresses? Michael Kitces in a recent Nerd’s Eye View blog post addresses these matters. READ MORE

By ASPPA Net Staff3/11/2016 • 0 Comments

A new report notes that 50% of Boomers did a retirement projection in 2015, up (slightly) from 2014; unfortunately, this resulted in the biggest increase among the generations in the percentage that now realize they are not on track for retirement, READ MORE

By Andrew Remo3/11/2016 • 0 Comments

The Connecticut Retirement Security Board has introduced legislation that creates a state-run plan for the private sector and would force employers that already have retirement plans in place to enroll workers who do not have to be covered under ERISA in the state-run program. READ MORE

By ASPPA Net Staff3/8/2016 • 0 Comments

Standard & Poors reported on March 3 that pension funding for the S&P 1500 and S&P 500 fell in February, but the drop was much less than during the previous month. READ MORE

By ASPPA Net Staff3/3/2016 • 0 Comments

The Department of Labor is planning to study how retirement planning strategies and decisions evolve — and it would like to know what you think about the effort. READ MORE

By ASPPA Net Staff3/2/2016 • 0 Comments

Does a participant who made an early retirement decision based on a plan administrator’s errant benefit projection have a cause of action? Well, as a recent decision details, it can depend on what they claim — and when. READ MORE

By ASPPA Net Staff3/2/2016 • 0 Comments

The Government Accountability Office has been looking into replacement rates — and it’s got some suggestions for the Department of Labor. READ MORE

By ASPPA Net Staff2/26/2016 • 0 Comments

Pension funds have been confronted with a series of challenges of late, but new research suggests they aren’t taking things lying down. READ MORE

By ASPPA Net Staff2/23/2016 • 0 Comments

There has been a massive shift in the types of retirement plans offered by the Fortune 500 since 1998 — unless you’re talking about hybrid plans. READ MORE

By ASPPA Net Staff2/19/2016 • 0 Comments

A recent paper notes that if financial considerations drove retirement decisions, workers financially prepared for retirement would exit the labor force and those not prepared would work longer. READ MORE

By ASPPA Net Staff2/16/2016 • 0 Comments

A new report suggests that while early distributions from retirement plans are a cross-generational issue, it may be a bigger behavioral problem than is widely appreciated. READ MORE

By Brian Graff2/16/2016 • 0 Comments

Buried in a Treasury Department proposal to make it easier for large corporations to close their defined benefit plans to new entrants is a provision that will make it harder for small businesses to form new retirement plans or maintain their current ones. READ MORE

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