Ray Harmon
By Ray Harmon 8/21/2014
This week the ERISA Advisory Council turned its attention to the issue of outsourcing employee benefit plan services, how that might impact and influence fiduciary responsibilities, and even touched on how an accreditation program could help fiduciaries make more informed outsourcing choices,...
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By Ray Harmon 8/4/2014
The Senate capitulated to the House on a bill to replenish the dwindling federal Highway Trust Fund by a vote of 81-13 on the evening of July 31. The final version of the bill that will now go to President Obama’s desk will include the MAP-21 pension smoothing extension initially rejected by the...
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By Ray Harmon 7/31/2014
The U.S. Senate passed legislation July 29 to fund the nation’s Highway Trust Fund — legislation that does not include a pension smoothing provision. The vote tally on the $8.1 billion bill was 79-18.The Senate bill differs from the $10.8 billion version that the House of Representatives passed on...
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By Ray Harmon 7/24/2014
In a piece published in The New York Times on Tuesday, July 22, Gene B. Sperling, former Director of the Economic Council under the Office of White House Policy for President Obama, put on a white lab coat and diagnosed the tax incentive system for private retirement savings with a serious illness...
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By Ray Harmon 5/15/2014
On May 15, the IRS issued Notice 2014-37 containing additional post-Windsor guidance for 401(k) or (m) safe harbor plans in response to an informal request by the ASPPA Government Affairs Committee. The guidance confirms that a mid-year amendment to a safe harbor plan will not affect the plan’s...
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